Roulette Money Management

Roulette easily earns the title of one of the most popular casino games of all times. Several factors contribute to its immense popularity. First of all, the rules of the game are relatively easy to learn which renders it suitable for both seasoned and inexperienced players. In addition, players are presented with a great number of betting options to choose from. Besides, playing roulette is all the more exciting due to game’s dynamics and fast pace.

As there is no way to determine in which pocket the ball will land, it is of crucial importance for players to manage their funds in a proper manner as this will help them minimise their losses and boost their chances of leaving the table on profit. What is more, managing your funds is necessary regardless of whether you are playing the game online or in a brick-and-mortar gambling venue.

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Why is Money Management Important?

Adequate management of one’s bankroll is among the most important aspects of playing roulette. If you fail to take care of your bankroll properly, there is a good chance you will leave the roulette table empty-handed without turning any profit whatsoever. And after all, winning is the goal of every player, experienced or not.

Deciding on a suitable plan of action in advance is essential as it instils a certain degree of discipline in players and prevents them from making rash decisions. Sometimes, it happens so that players experience a longer losing streak. This might cause them to start chasing their losses by placing bigger and bigger wagers until they eventually deplete their entire bankrolls and are left with no money to bet with.

Then again, those who have learned to manage their funds properly often succeed in reducing their losses, maximising their wins and thus, generating a consistent profit while at the roulette table. Moreover, proper money management enables players to maintain their composure even when they sustain several losses in a row, allowing them to make informed decisions regarding their next bets.

Key Aspects Of Money Management

Money management has to do with hard work and commitment. It also requires a good deal of discipline and preparation. Following the few basic rules listed below will enable players to maintain their self-control while at the roulette table and prevent them from exhausting their bankrolls.

Determining the Size of Your Bankroll

The first thing players need to do is determine the size of their monthly bankroll or the amount of money they have set aside for playing roulette each month. In order to determine your bankroll size, you need to examine carefully your expenses and decide on the amount of money you are comfortable with losing per month. In other words, your roulette bankroll consists of funds you do not need to live on.

Once you have decided how much you can comfortably lose per month, you need to divide the overall sum into smaller portions for each betting session. For example, if you are comfortable with losing £1,000 and plan on visiting the casino four times this month, your bankroll per visit should amount to no more than £250. The same applies if you intend to play online – you should not deposit more than a quarter of your monthly bankroll to spend on a single betting session. If you finish the month on profit, you are recommended to cash out half of your net profit and add the remaining half to the bankroll for the following month.

On that note, it is important to mention you should keep your betting money separate from the funds you have allocated for bills, rent, food and other necessary expenses.

Deciding on Your Base Betting Unit

Once you have determined the size of your bankroll per betting session, you need to decide on the size of your base betting unit or the amount of money you put on stake with each wager. The size of the base betting unit correlates to the size of your bankroll.

You can choose any base betting unit that suits you. However, experienced roulette players recommend that the base betting unit should range between 2% and 5% of the overall bankroll for a given betting session. For example, if you have allocated the sum of £250 for a single betting session, it will be best to play with a base betting unit of £5 or 2% of your total bankroll.

Choosing a Roulette Variation with Better Odds

Each casino game has a built-in advantage that tips the scales in favour of the house and roulette is hardly an exception. This built-in advantage is called the house edge. If players wish to generate more substantial profits, they are recommended to play a roulette variation that offers them a lower house edge.

Generally, we can distinguish between two major variations of the game. American roulette has a higher built-in house advantage of 5.26% since the wheel has a single-zero and a double-zero pocket. That is why it is recommendable to play one of the variations of European roulette. Since there is only one zero pocket on the wheel, the house edge in European roulette stands at 2.70%.

European Roulette Odds and Probabilities
Bet Type Bet Payout Bet Probability House Edge
Straight 35/1 2.70% 2.70%
Split 17/1 5.41% 2.70%
Street 11/1 8.11% 2.70%
Square or Corner 8/1 10.81% 2.70%
Six Line 5/1 16.2% 2.70%
Column 2/1 32.4% 2.70%
Dozen 2/1 32.4% 2.70%
Red / Black 1/1 48.64% 2.70%
Odd / Even 1/1 48.64% 2.70%
High / Low 1/1 48.64% 2.70%
American Roulette Odds and Probabilities
Bet Type Bet Payout Bet Probability House Edge
Straight 35/1 2.63% 5.26%
Split 17/1 5.26% 5.26%
Street 11/1 7.89% 5.26%
Square or Corner 8/1 10.53% 5.26%
Five Line 6/1 13.16% 7.89%
Six Line 5/1 15.79% 5.26%
Column 2/1 31.58% 5.26%
Dozen 2/1 31.58% 5.26%
Red / Black 1/1 46.37% 5.26%
Odd / Even 1/1 46.37% 5.26%
High / Low 1/1 46.37% 5.26%
French Roulette Odds and Probabilities *
Bet Type Bet Payout Bet Probability House Edge
Straight 35/1 2.70% 2.70%
Split 17/1 5.41% 2.70%
Street 11/1 8.11% 2.70%
Trio (0,1,2 / 0,2,3) 11/1 8.11% 2.70%
Four-Number (0,1,2,3) 8/1 10.81% 2.70%
Square or Corner 8/1 10.81% 2.70%
Six Line 5/1 16.2% 2.70%
Column 2/1 32.4% 2.70%
Dozen (P12, M12, D12) 2/1 32.4% 2.70%
Red / Black 1/1 48.64% 2.70%
Impair (Odd) / Pair (Even) 1/1 48.64% 2.70%
Manque (Low) / Passe (High) 1/1 48.64% 2.70%

* Single-zero tables where the La Partage rule applies are considered the best option since this rule reduces the house edge on even-money bets even further to 1.35%.

Setting Up a Loss Limit

Determining a loss limit for yourself is of crucial importance as it prevents you from chasing your losses and placing reckless bets whenever you experience longer losing streaks. Unfortunately, this is bound to happen every once in a while. Please note, you are expected to set a loss limit for yourself in advance, prior to joining the roulette table or placing your first bet online.

Players can choose any figure they are comfortable with. This can be 20%, 30% or 40% per betting session. Please note that in roulette the loss limit per betting session should by no means exceed 50%. This limit protects players and enables them to retreat prior to depleting their bankrolls.

When players reach the loss limit they have set for themselves, they are required to quit the game as difficult as this might be on some occasions. Experts recommend you to end the session if the first four spins are losing ones. More conservative players can retreat after losing on the first three spins.

Then again, if a losing streak of four consecutive spins occurs after you have already experienced a hot run, you are not necessarily required to quit the game since your loss limit protects you. In this case, you can either sit out on one or two spins or depart from the table after five straight losses.

Setting Up a Winning Goal

Setting up a winning goal is just as important as deciding on a loss limit. After all, those who are way too greedy often end up leaving the roulette table empty-handed. When it comes to roulette, inexperienced players are recommended to draw the line after generating a net profit that amounts to 10% of their starting bankroll for the session. For example, if you started out with a bankroll of £250, your winning goal will amount to £25. This might not seem like much, but you will find it is better than losing everything.

As players gain experience and become more proficient at roulette, they can slowly start increasing their winning goals to 25% and even 30% of their bankroll for the betting session. Similarly to loss limits, the winning goals should be determined in advance, before players join the game. But most importantly, once you have set a winning goal and a loss limit for yourself, you need to stick to them no matter what happens at the roulette table.

Implementing a Betting System

Implementing a given betting system may also enable players to manage their bankrolls more effectively and eventually, turn a profit. Generally, systems can be divided into two major categories – those that are based on positive betting progressions and those that revolve around negative betting progressions.

Positive betting systems, like the Paroli, require players to reduce the size of their stakes after a loss and increase it after a win. Negative betting systems, like the Martingale and the Fibonacci, call for the opposite – players increase their stakes after each losing bet and reduce the bets after each win. Using a betting system might help players recoup the losses they sustain on losing streaks. It is recommended to stick to systems where the betting progression is not very aggressive or steep, or in other words, systems which do not require you to dramatically increase the size of your wagers after a loss or a win.

Also, players should not forget that incorporating any given betting system does not reduce the house edge or affect the outcome of the spins. However, systems allow players to approach the game methodically and organise their funds more adequately.

Martingale Betting System
Spin Bet (units) Outcome Total Profit
1 10 LOSS -10
2 20 LOSS -30
3 40 WIN 10
4 10 WIN 20
5 10 WIN 30
6 10 LOSS 20
7 20 LOSS 0
8 40 LOSS -40
9 80 WIN 40
10 10 LOSS 30
11 20 WIN 50
12 10 LOSS 40
13 20 WIN 60


Adequate management of your funds is among the most important aspects in roulette, regardless of whether you play the game from the comfort of your home or at a brick-and-mortar gambling venue. Money management is essential as it allows players to reduce their losses, accumulate consistent profits and protect their bankrolls. It also prevents players from chasing their losses and making hasty decisions whenever they suffer a lengthy losing streak.