Highest RTP Casinos

Highest RTP CasinosThere are hundreds of online casinos on the internet but not all of them are created equal. Some offer better odds of winning and higher returns than others, but separating the wheat from the chaff could be difficult with so many options available. If you are wondering which online casinos pay back the most, look no further than this page.

Our experts spent a good deal of time and effort to single out and rate the top 10 gambling sites that offer the highest Return to Player (RTP) percentages. Higher return rates translate into getting a larger portion of your wagers back in the form of winnings over the long haul, hence the importance of finding an online casino with a high RTP.

Also included in this article is information about the average return percentages of different categories of casino games, alongside tips on improving your overall gaming experience at high RTP casinos. Let’s kick off the article with a more detailed explanation of what the RTP is and why it matters.

Why RTP Percentages Matter?

Why RTP Percentages Matter?The term RTP applies to the percentage of all money wagered in a given casino game that is returned to players in the form of winnings. Another way to put it is to say this is the ratio of money won to money wagered over the long term. The closer the RTP is to 100%, the better for the player as it means fewer losses and higher winnings over time.

To give you some context, let’s assume you are playing an online slot that pays back around 95.60% of all wagers. This means players will earn roughly ¢96 for every pound wagered on the game and lose the remaining ¢4 to the casino. A game with a 97% RTP will return ¢97 per pound wagered, retaining only ¢3, and so forth.

Return to Player vs. House Edge
By knowing the RTP, players can easily calculate what percentage of all wagers a given game retains in favour of the casino. This metric is commonly referred to as the “house edge” and indicates the average profit an online casino will generate from specific games.

The formula is beyond simple. All you must do is subtract the advertised RTP of the game from 100 percent and you get the house edge. Here is how the calculations win run for the games from our original example:

  • Slot A: 100% – 95.60% = 4.40% House Edge
  • Slot B: 100% – 97.00% = 3.00% House Edge

It is obviously better for the player to combat a lower house edge as it translates into smaller losses in the long term. Playing Slot A would cost you over ¢4 per pound sterling wagered, playing Slot B would retain only ¢3 for every pound bet. These amounts may seem negligible but they add up after tens of thousands of rounds.

Return to Player vs. Win Frequency
A distinction should be made between “Return to Player” and “Win Frequency” as these two metrics are not necessarily proportionate to each other. Games with a high win frequency produce wins more often but this does not always result in higher overall payout percentages.

Conversely, a game with a lower hit frequency can have a higher RTP than a game where winning rounds occur more frequently. Hit frequency has no impact on the long-term RTP, and vice versa. Higher hit frequency can help extend your gameplay as you will experience wins more often but it will not necessarily yield higher overall returns.

Return to Player in Games Requiring Strategy
Most casino games, including baccarat, roulette, craps, and slots, are entirely based on chance. Players cannot influence the outcomes in games of chance or increase their overall return percentages. The greater the number of rounds played, the closer the game inches to its predetermined Return to Player.

This is not the case in games susceptible to strategy play where making optimal playing decisions can help maximise your returns and reduce the house edge you are up against. Blackjack and video poker serve as two prime examples.

For instance, Microgaming advertises an RTP of 99.65% for its variation of Atlantic City Blackjack but this high return percentage applies only on condition players always split, double, hit, or stand according to basic strategy.

Each deviation from the mathematically correct moves eats away at your return, ultimately resulting in less money won over the long run. Thus, the RTP of Atlantic City Blackjack can drop way below 99.65% when you play haphazardly without a strategy.

Who Determines the Average RTP of Online Casinos?

Who Determines the Average RTP of Online Casinos?All casino software developers incorporate random number generators (RNG) into their games to ensure arbitrary and independent outcomes that are impossible to predict with certainty. This also guarantees that cards are randomly dealt and all numbers on the virtual roulette wheel have equal chances of appearing on the next spin.

Independent Testing
The algorithm the RNG uses determines how much money a given game will return as winnings in the long term. Once developed, the games are submitted to third-party auditors like eCOGRA and iTech Labs for independent testing. The auditors run millions of rounds to check whether a game yields its advertised return percentage.
Monthly RTP Reports
Online casinos compile logs of every player interaction with their games and subject their catalogues to similar audits. The majority of reputable gambling operators then publish monthly return reports outlining the performance of different game categories or individual games.

Licenced casinos cannot and will not tamper with the payout percentages of their portfolios. The algorithms the games run on are known only to the developers who originally designed them. Hence, only the developers can tackle the settings to increase or decrease the long-term RTP.

Variable Return Percentages in Slots
More and more software studios are starting to design slot games with variable return percentages, allowing online casinos to choose from several RTP settings. As a result of this practice, the same slot release can have a lower RTP at one casino, while producing higher long-term payouts at another.

Here are a few examples from Iron Dog Studio, Quickspin, and Push Gaming, all three of which are widely known to craft slots with variable return rates. As you shall see, the same slot release sometimes has three and even four RTP versions.

Software SupplierSlot TitleRTP Settings
Iron Dog StudioHalloween Horrors Megaways91.50%, 94.27%, 96.13%
Push GamingShamrock Saints94.46%, 96.30%
QuickspinGolden Glyph 387%, 94%, 96%
Iron Dog StudioGods of Olympus II91%, 94%, 96%
Push GamingGiga Jar94.45%, 96.48%
QuickspinBig Bad Wolf: Pigs of Steel87%, 92%, 94%, 96%

As shown above, there is a substantial difference of nine percentage points between the lowest and the highest RTP versions in some cases. This renders it crucial to draw comparisons between what different online casinos offer in terms of individual payback percentages.

Differences Between Theoretical and Actual RTP

Differences Between Theoretical and Actual RTP It is equally important to draw a distinction between theoretical and actual Return to Player as these two metrics do not necessarily overlap. Chance-based casino games yield their anticipated theoretical return after millions of rounds but the odds of winning for different bet types also play a role here. Here is an example to better illustrate what we mean.

Bets with Nearly Equal Chances of Winning or Losing

Let’s assume a person is playing roulette at an online casino, consistently betting one pound sterling on red on each round. Roulette wagers on colour (red or black) have almost equal chances of winning (50/50) and return even money, meaning that every winning wager would pay one pound sterling in net profits. Our hypothetical player goes through one million rounds, betting a pound on each spin.

Single-zero roulette has a theoretical return of 97.30%, so the player would have won somewhere in the proximity of £973,000 over a million rounds. Their actual returns will align with the theoretical RTP because the odds of winning and losing with colour bets are almost fifty-fifty. The more such wagers the player places, the closer their real-life RTP will get to the theoretical percentage of the game.
Bets with Low Win Frequency

Now, let’s examine a different scenario where the same player places one million bets of one pound sterling each on a single number, say 32 red. Since the theoretical return of all single-zero roulette wagers is the same (97.30%), the player would again expect to win around £973,000 back after wagering £1 million. Whether they would actually arrive at this figure is an entirely different story.

Number 32 red has a considerably lower probability of winning (1 in 37) and will not hit as often compared to bets on colour. Losses will occur more frequently than wins when betting on single numbers.

Because of this, the player’s actual returns might differ from the advertised theoretical return. They might end up winning only £912,000 (91.2%) after one million rounds of play. It follows that a larger number of rounds is necessary for the payback percentage to converge to 97.30% in this case.

The Bottom Line

One conclusion we can draw from the examples above is that the actual return gets pretty close to the theoretical return when you place bets with a higher win frequency in simple games of chance where there is hardly any decision-making. Furthermore, this happens over a shorter period of time and requires fewer rounds of play.

NB! As a rule of thumb, the more frequently a given outcome tends to occur, the less play is necessary for the actual and theoretical return percentages to overlap with each other.

In games that require a more complex strategy (such as blackjack), gamblers will sometimes make playing mistakes and deviate from the mathematically correct moves. In turn, their actual RTP would be a couple or more percentage points below the advertised theoretical RTP. This also leads to discrepancies between the official payback percentages of games and the figures licenced casinos publish in their monthly reports.

Does High RTP Impact Players’ Winning Odds?

Does High RTP Impact Players’ Winning Odds? You have probably heard the old adage “The house always wins”, right? Well, we hate to break it to you but this statement is entirely true unless you play games with a long-term RTP that equals or exceeds 100%. Needless to say, gambling operators are not in the habit of offering such options.

Negative Expected Return in Casino Games
Most casino games rely on pure chance and there is nothing a player can do to change their long-term odds of winning. The house is bound to retain a cut from the overall amount wagered over time because it has a built-in mathematical advantage over customers.

But before all your enthusiasm evaporates away, consider this. Games with a higher RTP do give you better odds of winning compared to those with lower return percentages. One important thing to remember is that the longer you play, the closer you get to the games’ negative expected return (below 100%), meaning that you will ultimately win less than your total wagers after hundreds of thousands of rounds.

Short-Term Discrepancies in RTP
With this in mind, your monthly payback rates can deviate significantly from the theoretical return of the games you play. You can drop way below the percentages advertised by the casino or go over 100%, in which case you will end up the month on profit.

Calculating Your Monthly RTP

(Amount Won / Amount Wagered) x 100 = RTP

Negative Monthly RTP
Using the formula above, players can easily calculate their individual payout rates for any given month. If you have won £700 while placing £1,200 in wagers during a given period, your payback will equal £700 / £1,200 = 0.5833 x 100 = 58.33%. This is way below the combined RTP of all high-paying casinos, which usually averages 95% to 97%.
Positive Monthly RTP
On the contrary, if a player wagers £1,200 during a given month but manages to win £1,300, their individual monthly RTP will amount to £1,300 / £1,200 = 1,083 x 100 = 108.33%. In other words, the player will end the month with a positive expected return and £100 in net profits.
High RTP Casinos = Smaller Long-Term Losses
The bottom line is players are never guaranteed a win even when betting at online casinos with high return percentages. The odds of winning are inevitably skewed in favour of the house. Despite this, you should always play at high RTP casinos as you will lose less and win more in the long term.

Why Play at High RTP Casinos?

Why Play at High RTP Casinos? While gamblers are fighting an uphill battle due to the built-in house edge, playing at high RTP casinos is, nevertheless, associated with several advantages. In this section, we walk you through the main benefits that result from betting at high-paying gambling sites.

  • Fewer Losses – Above-average return percentages translate into fewer long-term losses for players since high RTP casinos tend to collect a smaller cut from the total amounts wagered by their customers.
  • Larger Winnings – In turn, players at high RTP casinos generate bigger profits in the long run as they are gambling at a smaller mathematical disadvantage. Games with higher payout percentages and lower house edges typically proliferate at such gambling sites, allowing customers to extract more value from their bets.
  • More Play Time – Playing against smaller house edges consequently enables you to preserve your bankroll for longer periods and extend the duration of your gaming sessions. In other words, you will be able to enjoy your favourite slots and table games for longer without necessarily having a substantial bankroll at your disposal.
  • Better Bonus Terms – Most online casinos with high RTP rates are just as generous with their promotional incentives as they are with their payout percentages. The best high-paying gambling sites on the internet offer lavish bonuses and loyalty rewards with more liberal terms and conditions, including lower (or no) wagering requirements that are easier to clear.
  • Faster Payouts – The best-paying online casinos provide a comprehensive range of safe banking options and have shorter processing timeframes on withdrawals. Depending on the withdrawal method used, players can receive their winnings on the same day of requesting them in some cases.

Types of Casino Games Ranked by Average RTP

Types of Casino Games Ranked by Average RTP Different categories of casino games yield different payout rates, with some offering considerably greater value and higher winning odds in the long run. As we said earlier, the closer the return percentage is to 100%, the better for the player. We have ranked the main types of casino games by their average payout rates to steer unversed players in the right direction. For each category, we have included recommended releases that give you the best odds of winning.

  • Online Blackjack: Blackjack gives you some of the best winning odds you could possibly hope for, with average return rates rarely dropping below 99%. However, players must always stick to basic strategy and look for variations with favourable rules to extract optimal value from their blackjack sessions.
Best Paying Blackjack Variations to Look Up at High RTP Casinos
  • Blackjack Switch by Red Rake Gaming (99.92% RTP)
  • Vegas Strip Blackjack by Microgaming (99.65% RTP)
  • Atlantic City Blackjack by Microgaming (99.65% RTP)
  • American Blackjack by Pragmatic Play (99.60% RTP)
  • Classic Blackjack by NetEnt (99.59% RTP)

Extra Tip from Our Experts: Never insure your hands against potential dealer blackjacks no matter how high their card total is. Insurance bets are associated with higher house edges and have subpar payout percentages that range from 92.60% to 94.10%, depending on the number of decks incorporated into the game. The same goes for placing side bets whose long-term return is way below 95% in most cases.

  • Online Video Poker: Video poker is another lucrative game commonly available at high-paying online casinos. Return percentages vary across different variations based on the payouts listed in their paytables. Players can typically anticipate getting between 95% and 99.5% of their wagers back provided they use optimal strategy. Full-pay versions of Jacks or Better even offer positive expected value, which is to say their RTP exceeds 100%. The downside is such full-pay variants are impossible to find online.
Best Paying Video Poker Variations to Try at High RTP Casinos
  • Jacks or Better Double Up by NetEnt (99.56% RTP)
  • Live Jacks or Better by Evolution Gaming (99.54% RTP)
  • Aces and Faces by Platipus Gaming (99.25% RTP)
  • Live Bonus Poker by Evolution Gaming (99.17% RTP)
  • Bonus Deuces Wild by Microgaming (99.15% RTP)
Extra Tip from Our Experts: Players must use the optimal strategy for their chosen video poker variation to benefit from the payout percentages listed above. Betting the maximum number of coins per hand (usually five) is also necessary for the games to yield their maximum return, as is the case in NetEnt’s rendition of Jacks or Better. This is because the payout rates for royal flushes are disproportionately larger when the maximum number of coins is in play.
  • Online Baccarat: Although less lucrative than blackjack and video poker, online baccarat also offers rather decent odds of winning and high return rates, ranging from 98.76% for Player bets to 98.94% for Banker wagers. Furthermore, the rules are beyond simple to grasp as the only decision players face is which of the three main bets to place on the next round.
Best Paying Baccarat Games at High RTP Casinos
  • 3D Baccarat by 1x2gaming (98.76% – 98.94% RTP)
  • Live Speed Baccarat by Evolution Gaming (98.76% – 98.94% RTP)
  • Prosperity Tree Baccarat by Evolution Gaming (98.74% – 98.89% RTP)
  • Baccarat by Switch Studios/Microgaming (98.76% – 98.94% RTP)
Extra Tip from Our Experts: Savvy baccarat players never bet on draws between Player and Banker since Tie wagers offer terrible odds of winning. Their long-term theoretical return reaches a meagre 85.64% in eight-deck baccarat when winning ties pay at a ratio of 8 to 1.
  • Online Roulette: Although not as rewarding as some of the games we previously discussed, single-zero roulette is also a great option for players looking to preserve their bankrolls for as long as possible. Single-zero (European) variations of the game utilise wheels with 37 numbers in total and have an acceptable payback percentage of 97.30%. When the La Partage rule is in place, the RTP of even-money bets climbs even higher to a healthy 98.65%.
Best Paying Roulette Games at High RTP Casinos
  • 3D European Roulette by 1x2gaming (98.65% RTP)
  • Live French Roulette Gold by Evolution Gaming (98.65% RTP)
  • French Roulette by NetEnt (97.30% RTP)
  • 9 Pots of Gold Roulette by Microgaming (97.30% RTP)
  • European Roulette by Red Tiger Gaming (97.27% – 97.31% RTP)
Extra Tip from Our Experts: Avoid double-zero roulette variants that play on wheels with 38 numbers in total. Such American-style variations are detrimental to players and their bankrolls since the additional zero pocket reduces the long-term return of the game to 94.74%.
  • Online Craps: This classic dice game is ideal for players craving fast-paced action and high returns. Craps offers a proliferation of betting options, with some wagers returning over 99% of all stakes.
Recommended Craps Games to Try at High RTP Casinos
  • Live Craps by Evolution Gaming (83.33% – 99.17% RTP)
  • First Person Craps by Evolution Gaming (83.33% – 99.17% RTP)
  • Craps by Betsoft (98.64% RTP)
Extra Tip from Our Experts: Basic multi-roll bets on the Pass Line offer the highest returns in craps, with house edges ranging from 1.36% on Don’t Pass and Don’t Come wagers to 1.41% on Pass and Come bets. Taking odds on your Pass Line wagers is recommended as it further adds to your long-term expected value.
  • Online Slots: As popular and enticing as they are, most online slots offer considerably lower payout rates compared to the card and table games we discussed earlier. Their average theoretical return ranges from 80% to 96%, depending on which studio developed the games and where you play. Nevertheless, there are exceptions to this rule as some slots offer RTP that surpasses 97%. Here are a few examples.
Best Paying Online Slots at High RTP Casinos
  • Book of 99 by Relax Gaming (99% RTP)
  • Mega Joker by NetEnt (99% RTP)
  • Blood Suckers by NetEnt (98% RTP)
  • Starmania by Light & Wonder (97.87% RTP)
  • White Rabbit by Big Time Gaming (97.24% – 97.77% RTP)
Extra Tip from Our Experts: If winning a life-changing jackpot is not your primary incentive to set the reels in motion, it would perhaps be best to avoid progressive slots or play them moderately. The odds of landing the jackpot in such games are astronomically small, not to mention the RTP during base play is subpar, dropping below 90% in some cases. Microgaming’s hugely popular Mega Moolah poses a suitable example as it returns only 86.71% of all money wagered.

Hints on Improving Your Gaming Experience at High RTP Casinos

Hints on Improving Your Gaming Experience at High RTP CasinosWhile winning is never guaranteed when it comes to casino games, there are ways to improve your overall experience and preserve your bankroll over time. We offer you several simple tips on how to achieve this while playing at our recommended high-paying casinos.

  • Pick games with high return percentages. Not all slot releases and table game variations are created equal, with some offering far superior payback rates than others. Compare the RTPs listed by different online casinos and choose the titles that yield the highest returns in the long term.
  • Take breaks and gamble responsibly. The more bets you place, the closer you get to the negative expected value of the casino games you engage in. We recommend playing at a leisurely pace, taking longer breaks between individual gaming sessions, and setting custom limits on your deposits to prevent losing more than you can stomach.
  • Use optimal strategy where applicable. Online casinos secure their profits by relying on basic probability and mathematics, so why not do the same? You can significantly improve your long-term expected value by implementing strategy in games like blackjack and video poker. Playing haphazardly based on hunches is the surest way to lose money in games where your decisions actually matter. The most you will achieve with this tactic is reducing your overall returns.
  • Manage your bankroll smartly. The gambling budget you have at your disposal should be proportionate to the average size of the wagers you intend to place. It would be unrealistic to expect to end your session on profit when you bet £10 per round with a £100 bankroll. Set aside an amount you feel comfortable playing with, size your bets adequately, and never risk more than what you can afford to lose.

Factors We Consider While Ranking High RTP Casinos

Factors We Consider While Ranking High RTP CasinosThe members of our team spend hours on research prior to recommending any online casino. They have meticulously curated the list of the best high-paying gambling sites that follows in the next section, using several crucial criteria as guiding posts. Below, we briefly outline each aspect they consider during the review process.

  • Average Monthly Payout Percentages: This was easily the first thing we looked at while compiling our curation of high RTP casinos. Our team compared the combined return rates of dozens of gambling sites, picking only those with average payout percentages exceeding 95%.
  • Testing Agencies Auditing the Games: Our list contains online gambling operators that are transparent enough to publish their monthly return percentages. Only casinos that undergo independent testing by reputable third-party auditors like eCOGRA and iTech Labs made the cut.
  • Withdrawal Speeds: Waiting around for days on end to get your winnings is not fun and we say this from personal experience. To spare you from dealing with such hassles yourself, we have included only online casinos with short processing times on withdrawals. Depending on your chosen payment method, you can anticipate receiving your money within no more than several business days.
  • Transaction Limits and Fees: Additional transaction expenses can gradually eat away your bankroll, especially in cases where said fees are exorbitant. Because of this, our list features only gambling sites that allow for free deposits and withdrawals. The brands featured below offer low minimum deposits and high limits on maximum withdrawals to ensure all casino players enjoy a seamless experience regardless of budget size.
  • Licensing and Regulation: The leading high-paying casinos included in this article are all licenced and monitored by the British gambling regulator. UKGC licensees uphold the highest possible standards of player safety, fairness, and responsible play, ensuring a superior gaming experience for all customers based in the country.
  • Gaming Variety: The gambling sites featured here deliver outstanding versatility of high-payout games, ranging from the latest online slots on the market to a variety of table games and live dealer tables with player-friendly rules that improve your chances of ending your betting sessions on profit.
  • Range of Bonuses and Their Terms: The best-paying casinos we have hand-picked for you treat customers to generous welcome offers, no-deposit bonuses, and a diverse range of ongoing incentives designed to reward players for their action. They always keep customers in the loop when it comes to bonus terms and conditions, summarising them in plain language anyone can understand.

Comparing the Best Online Casinos with High Payout Percentages

Comparing the Best Online Casinos with High Payout Percentages With more than 650 superb titles from Microgaming and combined payout rates of over 96%, Casino Action tops our list of recommended gambling sites with high return percentages. The brand trumps the competition in multiple areas, including transparency, fairness, range of promotions, and customer support quality. Also listed are nine other contenders worthy of attention. Check and compare all ten recommendations to find the high-paying casino that best corresponds to your needs and preferences.

  1. Casino Action

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    Software providers
    Min Deposit
    Max Withdrawal
    No limit on maximum withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • E-wallets: 1 to 3 business days
    • Debit cards: up to 3 business days
    • Bank transfers: 6 to 10 business days
    • A nice array of Microgaming titles
    • Transparent about monthly RTP percentages
    • Average monthly payouts over 96%
    • Publishes the individual payout percentages of all games
    • Labelled as ‘fair’ by eCOGRA
    • Features live dealer tables by Evolution Gaming

    Casino Action has been offering quality gambling services in multiple regulated markets for more than twenty years and is currently regarded as one of the best online casinos on the internet. The operator rises to the occasion with a varied gaming library, a multi-level rewards programme, and an experienced support team that goes above and beyond to help customers.

    The casino’s website works just as well on smartphones and tablets as it does on desktop devices, featuring hundreds of great slots and table games created by Microgaming and Real Dealer Studios. Evolution Gaming supplies the selection of live dealer tables available to customers.

    Unlike many of its competitors, Casino Action is candid about the average monthly return percentage of its catalogue, which commonly fluctuates between 96% and 97%. The operator also publishes the individual payout percentages of all games on offer, allowing players to compare the RTPs of different titles and only pick those that offer the best returns. The collection undergoes monthly tests for fairness by the well-respected eCOGRA.

    Casino Action caters to depositing customers with an extensive range of robust payment methods, many of which are also suitable for cashing out your winnings. The operator returns withdrawals back to debit cards, electronic wallets, and bank transfers, with minimum withdrawal amounts starting at only £10.

  2. LeoVegas

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    Software providers
    Min Deposit
    Max Withdrawal
    Up to 5 business days
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Online banking: £35,000 per withdrawal
    • Apple Pay: £8,000 per withdrawal
    • Debit cards: £5,000 per withdrawal
    • More than 2,500 games by over 40 providers
    • Performs flawlessly on smartphones and tablets
    • Carries a UKGC licence
    • Offers a 24/7 customer support service
    • Offers dedicated Android and iOS apps
    • Boasts an above-average collection of live casino games

    Whether you prefer online slots, table games, or some live dealer action, LeoVegas is one gaming site you should definitely consider visiting. The casino has been delivering the utmost customer satisfaction for over a decade now and is currently considered one of the leading operators on the British iGaming market. LeoVegas indeed has plenty of benefits to bring to the table, starting with an immense collection that comprises north of 2,500 entertaining casino games.

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    Navigation is equally easy whether you are using your mobile device or desktop computer. The user-friendly website boasts an instantly recognizable design dominated by orange colours and the brand’s trademark lion-shaped logo. Registered players have access to plenty of deposit and withdrawal methods in the casino’s cashier, ranging from familiar options like debit cards and bank transfers to convenient e-wallets like PayPal. The support staff is always at customers’ beck and call, ready to provide information and assistance via email and live chat.

  3. 888casino

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    Software providers
    Min Deposit
    Max Withdrawal
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Processing time: 24 hours
    • Wire transfers: 4 to 8 days in total
    • Debit cards: 4 to 6 days in total
    • E-wallets: 2 to 3 days in total
    • Provides a choice from over 2,000 first-class games
    • Features exclusive proprietary games
    • Licenced in the UK, Malta, and Gibraltar
    • Protected by SSL encryption protocols
    • Part of the respected 888 Group
    • Independently audited by eCOGRA

    With over 25 years of industry experience, 888casino has established itself as one of the safest gambling brands catering to players from multiple regulated markets. The brand holds a licence with the UK Gambling Commission, which enables it to legally take bets from British customers. The operator remains at the top of its game over two decades after its original launch, attracting players with a miscellaneous library of games that spans over 2,000 titles.

    The collection includes proprietary games developed in-house, which is something few other online casinos can brag about. Games crafted by third-party developers are available as well, including hit titles like Playtech’s Age of the Gods and Big Bass Bonanza by Pragmatic Play. The live dealer section mostly contains games powered by Evolution Gaming and provides an above-average selection of tables.

    As a licenced iGaming operation, 888casino is regularly tested by the UKGC-approved agency eCOGRA and does not shy away from sharing audit results with its customers. The combined payout percentage of the brand’s catalogue exceeds 95% at the time of publication. Players can reach the 888 customer support team by email and live chat but access to the chat facility requires registering and signing in. Deposits and withdrawals are possible via several popular methods. The casino works with debit cards, PayPal, Trustly, and Apple Pay, to mention a few.

  4. MrQ Casino

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    Software providers
    Min Deposit
    Max Withdrawal
    No limit on maximum withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Processing: 48 hours
    • E-wallets: within 6 hours after approval
    • Debit cards: 3 to 5 days after approval
    • Free and fast withdrawals to e-wallets
    • Prioritises responsible play
    • Optimised for mobile play
    • No wagering requirements on bonuses
    • Powered by market-leading providers
    • Free deposits starting at £10

    MrQ is an exciting online gambling site that has more than 1,000 slots and table games in store for British players. The casino features titles from top software suppliers like Microgaming, Red Tiger, Thunderkick, Wazdan, NetEnt, and Big Time Gaming. The lobby also houses a comprehensive catalogue of live games, including tables powered by Pragmatic Play and Evolution Gaming. Registered customers keen on bingo can indulge in various 90-ball and 75-ball games.

    The casino treats players to a nice range of promotional incentives with friendly terms and conditions. In fact, one of the most distinctive traits of MrQ is the absence of wagering requirements on bonuses. Whatever you win during free play is yours to keep since the casino has also waived the maximum caps on withdrawable bonus winnings.

    The selection of supported payment methods is somewhat limited as UK players can only use Mastercard, Visa, PayPal, and bank transfers. Direct carrier billing is also accepted for deposits at MrQ. Withdrawals take 48 hours to process in the worst-case scenario. Players withdrawing via e-wallets typically receive their funds within the same day after the casino approves the transaction. Customer support is at hand and ready to assist registered users via live chat and email, with email responses typically returned within 24 hours.

  5. UK Casino Club

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    Software providers
    Min Deposit
    Max Withdrawal
    Varies based on the withdrawal method
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Debit cards: up to 3 days
    • Bank transfers: 6 to 10 days
    • E-wallets: up to 3 days
    • Combined RTP of over 96%
    • Regularly tested by eCOGRA
    • Publishes RTP of individual games
    • A great collection of Microgaming titles
    • Licenced and strictly regulated
    • Has a distinctively British theme and user-friendly design

    UK Casino Club has a long and storied history that dates all the way back to 2003. The brand has grown by leaps and bounds since it launched, currently offering hundreds of enticing titles supplied by industry behemoths like Evolution and Microgaming. The operator strives to accommodate all players whether they prefer slots, video poker, instant-win or table games. Playing for progressive jackpots is also possible at the UK Casino Club whose members can win big in slots like Mega Moolah.

    British players face a decent enough range of payment options at the UK Casino Club where they can deposit as little as £10 using their debit card, e-wallet, or online banking account. Withdrawals are processed within 48 hours, a timeframe that generally aligns with the industry standard. Cashing back to your e-wallet is the quickest way to get your hands on your winnings.

    The overall return percentages of the casino’s full catalogue average 96% to 97% but players should keep in mind that the combined payout rates tend to change month over month. The operator is upfront about the results of the monthly audits it undergoes and lists the returns of all individual games in the Fair Play section of its website. The support service is available around the clock via live chat and email, which is one more string in the operator’s bow.

  6. Yeti Casino

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    Software providers
    Min Deposit
    £30 for bank transfers; £10 for other deposit methods
    Max Withdrawal
    No restrictions on maximum withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    Processed within 24 hours
    • Quirky and eye-catching yet intuitive design
    • Operated by L&L Europe Limited
    • Accepts multiple deposit methods
    • Features over 120 live tables by Evolution and Pragmatic
    • Holds regular slot tournaments
    • No transaction fees on deposits and withdrawals

    Yeti Casino is a licenced and secure online gambling site that operates as part of the L&L Europe Limited family of brands. This seasoned company carries licences from the UKGC and MGA. This means Yeti Casino is perfectly legal and safe to play at provided you are based in the UK or one of the jurisdictions covered by the Maltese licence.

    We must admit the website is pretty appealing design-wise with its bluish colour scheme and Sasquatch as a mascot. The lobby is quite easy to navigate, so finding your way around will prove no issue. The large thumbnails enable players to instantly identify individual games and their themes. The only quibble we have with Yeti Casino is the lack of software provider filters but this is a minor flaw that has no pronounced impact on your overall gaming experience.

    The number of games in the library goes way above 3,000 and this is quite impressive, we must say. Table games, slots, slingo, video poker, and live dealer tables are all on the menu. Blueprint, Amatic, Microgaming, Pragmatic Play, and Play’n GO are some of the studios supplying the brand with games. As for payments, Yeti Casino accepts a comprehensive range of safe-to-use methods and facilitates fee-free transactions. Withdrawals are typically processed within 24 hours of being requested, which is yet another advantage of playing here.

  7. Casumo

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    Software providers
    Min Deposit
    Max Withdrawal
    No upper limit on withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • E-wallets: Instant
    • Bank transfers: up to 5 days
    • Debit cards: up to 2 days
    • Awards over £4.9 million in annual jackpot winnings
    • A mobile-friendly lobby with over 3,500 games
    • Very low minimum withdrawals
    • Reviews and processes withdrawals within hours
    • Features a dedicated section for sports betting
    • Transparent and player-friendly bonus terms

    Casumo is a trusted online casino with more than 3,500 games in its gaming library, including hundreds of iconic slot releases from the likes of NetEnt, Microgaming, and Big Time Gaming. The brand has many credible certifications, including a licence from the UKGC that enables it to operate on British soil legally.

    On top of its impressive regulatory credentials, Casumo attracts customers with its above-average payout percentages and incredibly swift withdrawals. Winning customers can anticipate their winnings within the same day provided they withdraw via supported e-wallets like PayPal and Neteller, although card withdrawals are also relatively fast.

    Another cool thing about playing at Casumo is that the casino has very low limits on minimum withdrawals. The smallest amount you can pull from your balance starts at a single pound sterling, although it is worth mentioning withdrawals under ten pounds incur additional processing fees. All transactions are protected with advanced encryption protocols, ensuring your personal and banking information stays private.

    Registered members can participate in regular slot showdowns or take advantage of various promotional incentives with clearly outlined and easy-to-comprehend terms. Another advantage Casumo has going for it is the excellent customer support it provides around the clock. The members of the support team have built a reputation of being knowledgeable, highly professional, and quick with a solution.

  8. Grand Ivy

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    Software providers
    Min Deposit
    Max Withdrawal
    No maximum limit on withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    Processed within 24 hours
    • Over 2,200 slots on offer
    • More than 100 table games and live dealer tables
    • Partners with over 100 software vendors
    • Provides information about the individual RTP rates of all games
    • Emphasises responsible play
    • Elegant website and lobby design

    Launched in 2016, Grand Ivy is a legitimate online casino that operates with authorisation from the regulatory bodies of Malta, the UK, and Ontario. It impresses with an elegant website design with a classic black-and-gold colour scheme. The layout is as intuitive as it is appealing, allowing players to move around the different sections with great ease and convenience.

    Grand Ivy boasts an equally impressive gaming catalogue in terms of sheer numbers. The slot selection counts over 2,000 fantastic releases, including some of the biggest progressive jackpots on the internet. More than a hundred software providers are behind this enormous collection. Play’n GO, Red Tiger, Blueprint Gaming, Inspired, and NetEnt comprise a negligible portion of the suppliers Grand Ivy partners with.

    Table games are by no means scarce at this casino where players will find dozens of randomly generated variations of blackjack, roulette, and baccarat. Customers craving greater authenticity can drop by the live section that runs on software provided by Evolution, Authentic Gaming, and Pragmatic Play.

    The catalogue is regularly tested for fairness in order to meet the stringent technical standards of the UKGC. Players can skim through the list published in the RTP section in the footer to check and compare the payout percentages of different games. Various payment methods are supported, with no ceiling on the maximum amount you can withdraw from your Grand Ivy balance.

  9. Fun Casino

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    Software providers
    Min Deposit
    £30 for bank transfers; £10 for other deposit methods
    Max Withdrawal
    No limit on maximum withdrawals
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    Processed within 1 workday
    • Secured with 1024-bit encryption
    • Licenced in the UK, Malta, and Sweden
    • Provides customer support in five languages
    • A colourful and refreshing website design
    • Quick to pay out winnings
    • Rich in quality games from popular providers

    Fun Casino is a fully licenced online gambling site operated by L&L Europe Limited with authorisation from the regulatory bodies of Malta, Sweden, and the UK. This is an experienced company that runs a host of other quality online casinos in the UK, including popular localised brands like All British Casino. L&L has built tonnes of expertise in the field of online gambling since it launched in 2011 and its prowess as a casino operator becomes apparent as soon as you load Fun Casino.

    The website immediately attracts the attention with its flamboyant, yet refreshing design dominated by vibrant light blue hues. Built on the latest technology, the lobby and the games it houses are accessible on any desktop or mobile device.

    Speaking of games, there are hundreds of those at Fun Casino, ranging from the hottest progressives like Mega Moolah and Book of Atem to mainstays like Atlantic City Blackjack and European Roulette. The brand deviates from the beaten path by incorporating a varied range of slingo and casual games into its portfolio. The entire catalogue runs on certified random number generators subjected to frequent audits to ensure everything is functioning normally.

    Its comprehensive collection of games aside, Fun Casino has a couple of other advantages up its sleeve that players are sure to appreciate. The brand’s financial department reviews and approves withdrawals within 24 hours. Last but not least, the casino protects the personal information of its customers with sophisticated 1024-bit encryption protocols and provides a professional support service in English, German, Finnish, Swedish, and Norwegian.

  10. Yako Casino

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    Software providers
    Min Deposit
    £30 for bank transfers; £10 for other deposit methods
    Max Withdrawal
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • E-wallets: Instant
    • Debit cards: between 3 and 4 days
    • Bank transfers: between 3 and 4 days
    • Pays winnings within 24 hours with e-wallets
    • Works with a good range of payment methods
    • Easy access on smartphones and tablets
    • Licenced in the UK, Sweden, and Malta
    • A decade of industry experience
    • Lots of slingo and casual games

    Game diversity is important to you? You love claiming bonuses with friendly terms? Or perhaps you insist on timely and fuss-free withdrawals? If you answered all three questions affirmatively, you should definitely consider checking Yako Casino out. The brand attracts heaps of praise from British players thanks to its quick payouts, unwavering business ethics, and rich collection of games by top-class suppliers.

    Apart from the standard selection of online slots and table classics, Yako Casino caters to customers craving something fresh with a healthy range of slingo variations and casual games like video bingo and scratchcards. The titles are neatly ordered based on category, with players also having the option to filter them by supplier.

    The entire library runs on independently audited random number generators to ensure the outcomes are arbitrary and impossible to predict. The software undergoes tests by third-party auditors, which guarantees the random number generators run in line with UKGC requirements. Returning players can participate in various appealing promotions or sign up for the regular slot tournaments to pocket additional monetary prizes. Withdrawals to e-wallets are processed within 24 hours, which is yet another benefit of joining Yako’s player community.

High Payback Casinos: Q&A

Which online casinos are regarded as high-paying?

Our team took a deep dive into the gambling brands licenced to operate in the British market to single out the ten online casinos with the best payout rates. Only operators with combined payout percentages ranging from 95% to 97% made the cut. The casinos featured above excel at fast withdrawal processing and deliver all the goods where game versatility is concerned.

How can I be sure a casino’s advertised payout percentages are accurate?

UK-licenced gambling operators undergo third-party audits conducted by internationally accredited test houses approved by the UK Gambling Commission. Some of the testing agencies endorsed by the British watchdog include eCOGRA, Trisigma, BMM Testlabs, Gaming Associates Europe, Gaming Laboratories International (GLI), Quinel, SIQ Gaming Laboratories, and iTech Labs. If you opt for an online casino certified by these entities, you can rest assured the payout rates it advertises are accurate and up-to-the-minute.

I’ve noticed I’m winning less than the advertised payout percentage. Are the games rigged?

No, all games offered by UKGC licensees are provenly fair and have randomly generated outcomes. The payout percentages listed by online casinos represent averages measured over a large sample size that involves millions of rounds. Extended gameplay is necessary for the results to average out and converge to the listed percentages. Therefore, deviations from the listed rates are bound to occur with a smaller number of plays.

What is the minimum Return to Player (RTP) percentage required by the UKGC?

From what we gather, there are no statutory minimum requirements on the RTP of the individual games offered by UKGC licensees. However, the payout rate of each game should be listed in its Help or Rules section. All featured games at licenced casinos must meet their individual return figures in line with the technical standards established by the local regulator.

Do all online casinos have similar payout rates?

Clearly not, otherwise we would not have bothered to compile the list of high-paying casinos published above. Each remote gambling operator has a different combined payout percentage, with some having notably lower RTP rates than others. Knowing the RTP of the casino and the expected return of the individual games it offers enables you to make better-informed decisions on where to play and what to play.

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