In the vastly growing iGaming industry, picking an online casino where you play your favourite games has become a difficult task that requires thorough research. With players having more requirements to be met by brands, online casinos have started incorporating various benefits to attract more players. Higher deposit limits are among the factors that play an important role in the choice of a casino brand for some players.
Higher deposit limits are mostly preferred by high-rollers who enjoy placing riskier bets and playing for much bigger rewards. What is more, players who wish to enjoy the maximum reward from match bonuses would also like to make higher deposits, allowing them to enjoy the full potential of casino incentives.
While certain regulatory measures have been taken in the last few years to restrict way too high deposit limits, there is still a chance for high-rollers to deposit higher sums. The most important condition to meet before unlocking higher deposits is to verify your account and provide proof of funds. If you are compliant with the additional responsible gambling requirements that have been imposed by many virtual casinos, you will be able to make higher deposits any time you would like to top up your casino account. Additionally, there is also the option to choose the right deposit method so you can enjoy higher deposit limits.
Why Online Casinos Impose Limits on Deposits
You may think that having no limits on your casino deposits will give you the freedom to handle your money in whichever way feels right to you. However, there are several reasons why online casinos will impose certain limitations on the amounts you deposit, with your own safety being the most prominent reason for this type of regulation.
Casino Deposit Limits as Overspending Prevention Tool
Any reputable and licensed online casino will allow you to set up daily, weekly, or monthly caps on your deposits. What is more, some regulators, such as the UK Gambling Commission, have imposed mandatory account and source of funds verifications. This is done to prove that players can afford to deposit the amounts they wish to transfer to their gaming accounts.
Often online casinos will ask you about your occupation and your monthly income. Additionally, you may be asked to provide a bank statement, which confirms your source of funds and your ability to make the deposits you initiate while playing online.
You may see that online casinos have a predetermined maximum limit on single deposit transactions, which applies to accounts, which have not completed the verification process. If players are eager to start wagering real money on their favourite casino games but they have not completed the mandatory account verification process, they can still make deposits up to a certain maximum limit.
While each online casino has its own deposit policy, it is possible to come across online casinos that will allow depositing up to £2,500 before you have confirmed your account details. Once you have verified your personal details and source of funds, the maximum deposit cap will be lifted and you may even request a higher maximum limit if you have proven that you can afford to make bigger deposits.
Casino Deposit Limits as Responsible Gambling Tools
One of the most effective ways to implement more responsible gambling online is to set up deposit limits on a daily, weekly, and monthly basis. In fact, virtual casinos licensed to operate in certain jurisdictions are required to ask their members to set up deposit limits before they make any payments into their gaming accounts.
Reaching the maximum deposit limit in a heated moment when a player might make irrational choices would prevent them from spending more than they would usually do. Giving you more time to evaluate the situation will help you decide whether spending more money on your casino endeavours is worth it or if you were simply acting on a whim.
Casino Deposit Limits as Anti-Money Laundering Tools
Online gambling has become a preferred money-laundering activity for criminals around the world, enabling them to launder money from criminal activities by placing bets online. If said criminals are restricted by low mandatory deposit limits, they would most likely wish to increase the maximum deposit amount they can make, allowing them to launder bigger sums in a speedy manner.
However, as many licensed online casinos require mandatory KYC (Know Your Customer) verification before deposit limits can be lifted, criminals involved in money laundering activities will most likely wish to avoid this step. That way, mandatory lower deposit limits help casinos prevent money-laundering activities, with deposit caps being a serious obstacle for those who wish to initiate illegal practices by gambling online.
Regulatory Actions Related to Casino Deposit Limits
While the implementation of deposit limits has not been fully effective when it comes to combating problem gambling, studies have shown that this type of measure has reduced overspending habits among casino players. In a 2021 research conducted by the Behavioral Insights Team (BIT) in partnership with Predictiv, it was revealed that 6 in every 10 participants approved of mandatory deposit limits, stating they should be determined based on players’ income.
While there are some online casinos that have not introduced the option to set up deposit limits, those licensed by reputable authorities like the UK Gambling Commission, Swedish Gambling Authority, Gemeinsame Glücksspielbehörde der Länder (GGL), and others have implemented strict deposit limit regulations. Depending on the jurisdiction where they operate, licensed casinos are either to set up mandatory deposit limits or at least provide players with the option to set up daily, weekly, or monthly deposit limits.
Online Casino Deposit Regulations in the UK
While deposit limits are not mandatory for online casinos operating in the UK, operators who have obtained a UKGC license are required to provide tools for setting up deposit limits. In the Remote gambling and software technical standards (RTS) publication on the official website of the UKGC, under the Financial Limits section, it is stated that licensees are required to provide players with tools that will assist them with handling their personal gambling budgets. In addition, operators must offer their customers tools for setting up financial limits for their accounts.
Online casinos licensed to operate in the UK must also include several options for setting up deposit/spending limits, with “no deposit” also being one of the available choices. However, the “no deposit” option must not be the default choice in the deposit/spending limit list. Players must also be offered the option to enter a limit of their own choosing.
- Deposit limits – setting up a cap for the amount players deposit over a particular duration
- Spend limits – choosing a maximum limit on the amount customers spend on gambling, or a specific gambling product offered by the operator, for a specific duration
- Loss limits – determine the maximum allowed amount for losses, which are calculated by subtracting the winnings from the total amount, which was spent
The period/duration of the financial limits offered by operators should be 24 hours, one week, and one month. Players can choose to set up limits on all products provided by the licensed operator, or they can choose to limit their deposits/losses only across some products of the brand.
The UKGC also requires that operators provide financial limit tools via a link on the homepage of the casino. The same deposit limit facilities should also be available on the Deposit page of the casino via a link.
An increase of account deposit/spend limits can be increased only when the account holder has made such a request after a cooling-off period of 24 hours has passed, and only after the account holder has taken the required actions to confirm their limit increase request. Reduction of deposit or other financial limits should be implemented within 24 hours of the customer’s request. The operator is obligated to inform customers when the reduced limits will come into effect.
Online Casino Deposit Limits in Sweden
The Swedish Gambling Authority (Spelinspektionen) is adamant about providing a safer gambling experience for casino enthusiasts, implementing strict regulations that licensed operators are required to abide by in order to operate in Sweden. Unlike the UK market, the Swedish online casino sector has introduced mandatory deposit limits prior to players making any payments at an online casino.
Currently, there are no predetermined maximum deposit limits that players must accept in order to play online. However, during the COVID-19 pandemic, the Swedish regulator introduced mandatory deposit limits of 5,000kr per week (~£386). This extreme measure was implemented due to the increasing numbers of online gambling during the pandemic, increasing fears of a surge in problem gambling among Swedes.
Casino operators licensed in the Nordic country are also required to provide information on players’ deposit limits and their accumulated losses for the past 12 months. This type of data should be displayed every time players log into their casino accounts.
On 1 July 2023, the Gambling Act was amended, explicitly banning aiding and abetting illegal gambling. Following the amendment, payment service providers in Sweden were required to reject transactions linked to unregulated and unlicensed gambling activities. Upon request from the Swedish Gambling Authority, payment service providers are also required to provide the regulator with information related to deposits and winnings accumulated from gambling activities.
Online Casino Deposit Limits in Germany
Similarly to the aforementioned European markets, the iGaming sector in Germany is also strictly regulated. The German government has implemented tights regulations to control online gaming and betting activities in the country, with mandatory deposit and spending limits being some of the measures adopted by operators in Germany.
Online gambling started being regulated in Germany in July 2021 when the German Interstate Treaty on Gambling (ISTG) came into effect. The authority that took upon the task of overseeing the interactive gambling market in the country was Gemeinsame Glücksspielbehörde der Länder (GGL). While many criticize the treaty and its harsh limitations, its main goal is to protect vulnerable individuals and ensure responsible online gaming.
- Deposit limits Mandatory monthly deposit limit of €1,000
- Mandatory maximum stake of €1 for online slot games
- No Live Casino games and progressive jackpot slots are allowed
While some players might be able to request an increase of the monthly deposit limit of up to €30,000, such exceptions are possible only under certain circumstances. To ensure that players cannot bypass the monthly deposit restrictions, a cross-operator database system called “LUGAS” monitors players, making sure they do not log in with multiple operators at once or they are not barred from online gambling activities.
Online Casino Deposit Limits in Finland
Finland represents yet another tightly regulated iGaming market, with the local regulator imposing strict limitations on online casino deposits and overall gambling spendings. Currently, Veikkaus holds the exclusive right to offer online casino services to players based in Finland and is obligated to follow several strict responsible gambling requirements.
Before they can participate in online casino activities, Finnish players must be at least 18 years of age, have a Finnish bank account, a social security number issued by the Finnish government as well as a permanent address in the country. These details are verified by the casino operator after players open their accounts with Veikkaus’ casino platform.
Online Casino Deposit Limits in the USA
While most regulators who have introduced stricter casino financial limitations are based in Europe, the expanding iGaming market in the USA is also striving to take the right regulatory actions and ensure a safer gaming environment for US players. That said, with different states having their specific legislative framework, limits may differ depending on the state where you play online.
Residents of a few states will also be able to request an increase of their casino deposit maximum limits. This step might require additional source of funds verification, ensuring that players can afford making higher deposits.
Ways to Increase Your Deposit Maximum Limits at Online Casinos
While many regulators strive to implement a safer gambling environment by introducing mandatory deposit and spending limits, many players and casino operators do not approve of extremely low limits as they believe such measures would force players to switch to blackmarket casino operators.
While online casino operators in certain jurisdictions may be asked to require daily, weekly, and monthly deposit limits from players, there might be no cap on the maximum amount one could enter for their deposit limits. That allows high-rollers to choose the maximum deposit amount that would fit their gaming style and budget.
If you have opted for deposit limits that no longer correlate to the sum you can afford to gamble, you can always reduce your limits. That said, if you wish to increase the deposit maximum for your online casino account, there are a few ways to do that.
Requesting Higher Deposit Limits at Online Casinos
Whether the online casino where you play has implemented mandatory deposit limits or you have decided to set up a few financial limits for your account, you may be able to request an increase of those limits. Keep in mind, however, that the availability of this option depends on your country of residence and the financial limit regulations that have been implemented by local regulators.
If you wish to increase the maximum you can deposit per day, week, or month, you will usually need to check your current account limits and request an update with a higher deposit sum per day, week, or month. Your casino budget limits are usually available in the Responsible Gaming section of your online casino account.
The first step is to choose the deposit limit period you would wish to update and pick a higher limit. You can increase your daily, weekly, and monthly deposit cap but do keep in mind that in the case of setting up limits for two different time frames, the casino will approve whichever maximum is lower.
Some online casinos will allow players to request higher deposit limits only by contacting the support team of the brand. That can happen via a live chat facility or by sending email to the casino’s support agents. The approval of your request may often take between 24 and 48 hours, with the casino’s team always notifying you when your limits have been updated.
Keep in mind that often you may be asked to go through an additional verification process to confirm that your income is sufficient enough and you can afford making higher online casino deposits. This is another step, which can slow down the deposit limit increase but it is done for safety reasons, ensuring your safety while playing online.
Choosing the Right Deposit Method for Your Online Casino Transactions
Reputable and licensed online casinos make sure that their members have plenty of banking methods to choose from whenever they wish to top up their accounts. While each deposit option offers a smooth, fast, and easy payment process, some solutions are more suitable for higher depositing amounts than others.
If you are a high-roller who wishes to fund your casino balance with sufficient gambling amounts in fewer deposit transactions, you need to carefully choose your preferred payment method. Some solutions like e-wallets, instant banking, and bank transfers might be more suitable for placing higher deposits. To make sure which solution is most suitable for your casino gaming style, you can either check each method’s limits in the Cashier section or check with the casino’s support team.
Payment Methods Supporting Higher Deposit Limits
If you are wondering which banking options are most suitable for high-roller deposits, we will provide a list of a few methods that may often enable bigger online casino deposits. Below, you can check suitable options to look for whenever you are choosing the right payment option for your high-roller transactions.
Depositing via an e-wallet is often a preferred method by numerous online casino players, with services like Skrill, Neteller, PayPal, MuchBetter, and many more often being listed as supported e-wallet deposit options. If you have decided to fund your gaming account via a digital wallet option, you will be able to instantly top up your casino bankroll and enjoy extremely safe transactions to and from your casino balance.
Of course, before you go ahead and initiate a deposit, we recommend you check the Deposit page of the casino to find out which e-wallet method will allow you to make higher deposits.
Instant Banking Services
Another banking option you can utilise whenever you wish to make bigger deposits to your casino account includes any instant banking service supported by the online casino where you plan on playing. One extremely popular and widely accepted third-party company that allows instant banking payments is Trustly, enabling instant deposits straight from your online banking account.
Another payment solution we believe will be greatly appreciated by high rollers who wish to make higher deposits into their gaming accounts includes bank transfers. One reason to pick bank transfers for your casino payments is that you can be sure that your money is handled with care and that your funds are properly protected as you are using the services of the bank you know and trust.
Advantages and Drawbacks of Higher Deposit Limits
If you believe that you have picked a high-deposit online casino and you are ready to make your first transaction so you can start playing, we recommend evaluating the positive and negative sides of bigger deposits. Below, we will compare the advantages and disadvantages of having higher deposit limits and the effects the lack of limitations may have on your overall gaming experience. We hope that weighing up the pros and cons of high deposit limits will help you determine whether you should resort to bigger casino deposits while playing online.
- High-roller players can deposit higher amounts and place higher stakes
- Players need to make fewer deposits to accumulate a sufficient amount in their casino balances
- Higher deposits allow higher stakes and faster advancement in loyalty programs
- Playing with higher stakes can bring bigger casino winnings
- High-rollers avoid illegal gambling sites whenever they are allowed to make higher deposits with licensed operators
- Requesting higher deposit limits can be a burdensome process, requiring additional verification steps
- High deposit limits give players less control over their spending, which may lead to problem gambling behaviour
- Money laundering is much easier when depositing and wagering higher amounts at once
- Not all casino payment methods support higher deposits
Casino Games Suitable for High-Roller Players
The reason why high-rollers prefer making higher deposits is so that they can afford to place higher stakes whenever they play their favourite casino games. While they can afford to make riskier bets simply for the fun factor of the whole gaming experience, playing for the chance of sweeping major wins is also exciting. While you are free to play whichever casino game you find most appealing, we can recommend a few casino games we believe will be a great choice for high-rollers who enjoy placing higher stakes. We have listed games by their genre but we will also mention a few specific titles we believe will be top pics for numerous high-rollers.
Roulette is a classic casino game adored by many, with the thrill of guessing the upcoming number leading to various betting patterns on the roulette table placed by roulette aficionados. The reason we have included roulette as a suitable option for high-roller players is the possibility of using popular strategies and optimising your long-term chances of landing bigger wins.
Do not get us wrong, there is no strategy that will help you predict where the ball will fall, with the outcome of each spin always depending on luck. This is especially true when you play roulette online, as reputable virtual casinos utilise software known as Random Number Generator (RNG), ensuring that every drop of the ball into a socket on the wheel will be free of any bias.
One thing that every article will warn you about the Martingale strategy is its ability to go through your bankroll in very few betting rounds. This is why it is often considered a suitable strategy only for high-rollers who can last longer and wait for the big win, which will offset the losses of previous betting rounds.
A particular roulette game we can recommend for high-rollers is any European roulette variation you can find online, as this is the variant with a lower house edge. Meanwhile, high table limits will allow you to place higher bets and hopefully make great use of the Martingale progression or any other strategy you find to be successful for your roulette play.
When we are considering suitable options for high-rollers, we cannot miss mentioning blackjack. This card game is adored by true casino aficionados and it can be extremely generous whenever you combine basic blackjack strategy and higher stakes. Blackjack is typically the table game at the casino lobby with the lowest house edge, making it a suitable option for any type of player. One thing to consider, however, is that the highest possible house edge is achieved only when players are using the basic blackjack strategy.
The house edge of blackjack depends on the table rules, with some options giving players a bigger advantage, while other rules play in favour of the casino. For high-rollers to enjoy the lowest possible house edge as they play, a few blackjack rules must be in effect.
- Playing with a single deck of cards
- Blackjack pays 3:2
- Dealer stands on soft 17
- Double down is available on any hand
- Aces can be resplit
- Players can take advantage of late surrender
Keep in mind that it is rare to find blackjack variants with all of the aforementioned rules in effect. However, high-rollers can compare different blackjack titles they find while playing online and pick the one with the lowest house edge. Combine the favourable rules with basic blackjack strategy and higher bets, and you can expect an extremely exciting experience.
Some blackjack variations we can recommend to high-rollers playing online include Blackjack Neo by Relax Gaming, Lightning Blackjack by Evolution Gaming, and most European Blackjack variants you can find online. These games incorporate most blackjack rules that offer the player a bigger advantage, often having RTPs equal to or even higher than 99.6%.
Another table game we believe is most suitable for high-roller play is baccarat, giving players the chance to play a very simple game but enjoy a significant return on their high stakes. If you have visited a land-based casino, you have probably noticed that baccarat tables are mostly enjoyed by high-rollers, with the game often considered to be exclusively available to those who can afford higher stakes. Nowadays, online casinos offer various versions of the card game, making it accessible to various casino enthusiasts.
If you have registered with an online casino and wish to try great baccarat options, we can recommend trying some of the live-dealer variations available at most virtual casinos. This will allow high-rollers to fully immerse themselves in the casino environment and play against a real dealer, just as they would in any classy brick-and-mortar casino.
Best Online Casinos Offering Higher Deposit Limits
UK Casino ClubMin Deposit£10Max WithdrawalNo maximum limitDeposit MethodsWithdrawal MethodsWithdrawal Time
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All British CasinoMin Deposit£10Max WithdrawalNo maximum limitDeposit MethodsWithdrawal MethodsWithdrawal Time
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CasumoMin Deposit£10Max WithdrawalNo maximum limitDeposit MethodsWithdrawal MethodsWithdrawal Time
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It is rare that casino fans can enjoy such diversity when they play at a single online casino. However, the rich gaming lobby is just one of the strong suits of Videoslots, with over 100 software providers powering the games offered by the brand. That means members of Videoslots will have the chance to enjoy a myriad of classic and video slots, table games, video poker variations, live dealer games, and plenty of other exciting gaming genres.
To show its members a great time, Videoslots is offering a generous Welcome Bonus to redeem from the jumping-off point of your journey. In addition, you can participate in different events and compete for major prizes. The Wheel of Jackpots will also give players regular chances to sweep one of three generous jackpot prizes.
Once it is time to top up your account, you will be able to choose from a myriad of payment options, which will allow you to make fast deposits. The maximum amount one could deposit into their accounts ranges according to the method they are using. That said, high-rollers will be pleased to know that they will have plenty of options that will allow them to make higher deposits.
High Deposit Limit Casinos FAQ
Why should I choose an online casino that supports higher deposit limits?
Online casinos supporting higher deposit limits are typically a good option for high-rollers. If you consider making higher bets whenever you play your favourite casino games online, you should pick a brand supporting higher deposit limits and payment solutions that allow bigger transactions. That way, you can play with bigger stakes and hopefully enjoy bigger winnings in the long run.
Will every online casino offer the chance to increase my account’s deposit maximum limits?
The availability of this feature depends on the casino’s responsible gaming policy and the country you reside in. While some jurisdictions have not introduced compulsory daily, weekly, or monthly deposit limits and allow adjusting one’s limits to higher amounts, other markets have adopted strict financial limits, which do not allow players to request higher deposit limits. To be sure whether you will be allowed to increase your deposit limits, you can confirm with the casino’s support team.
Which payment options are the best for making higher deposits at online casinos?
While the deposit limit range can differ according to the casino where you play, you should be able to verify the limits of each option before you make any deposits into your gaming account. That said, there are several solutions that typically allow high-rollers to make higher deposits and enjoy making higher bets. These usually include e-wallets, instant banking solutions, and bank transfers. As there could be other options that will support higher deposit limits, we advise you to check the payment options of your casino of choice before you proceed with making any deposits.
What are some downsides of compulsory deposit limits imposed in some countries?
While compulsory deposit limits may seem like an effective responsible gaming tool, there are also some downsides to this type of limitation. First of all, as some jurisdictions simply require players to set up financial limits upon registration but do not require a specific set maximum to be selected, many players require an increase in their deposit limits. Having a set limit with one brand also does not stop players from opening multiple accounts at the same time, allowing them to bypass the limits. Another negative effect of mandatory deposit limits may be the large number of players opting for placing bets with unlicensed/ black market casino brands.
Are there any additional steps I need to complete whenever I wish to increase my casino deposit limits?
Yes. Unless this is the first time you are setting up your account’s deposit limits, you will not be able to change your allowed deposit maximum cap instantly. In many cases, online casinos may require additional account verification and proof of source of funds to ensure that you can afford to make higher deposits into your casino account. Additionally, if your request is done in less than 24 hours after your last limit increase, you will need to wait for a cooling-off period to pass, after which you will be asked to confirm your decision to increase your deposit limits.