Giropay Casinos

Written by Dean McHugh
Dean McHugh
Dean McHugh is a full-time writer with more than 20 years of experience in the iGaming industry. Specialising in casino reviews, slot analyses, and sportsbook evaluations, he delivers clear, engaging, and insightful content for both industry professionals and casual players. Over the past four years, he has contributed extensively to leading iGaming comparison websites.
, | Updated: Wed 27 August 2025

Giropay ranks among the most popular Internet payment systems in Germany and Austria. It was introduced in February 2006 and is similar to other online payment solutions, such as the iDEAL payment system in the Netherlands and the Canadian Interac. Giropay allows its customers to pay for Internet purchases through direct online transfers from their bank accounts.

The payment solution enjoys great popularity among German casino players as well, thanks to its convenience, security, and efficiency. In fact, over 80% of the banks in Germany and Austria are affiliated with Giropay.

What Is Giropay and How Does It Work?

Based on the principle of online banking, Giropay allows German and Austrian players to make fast, secure, and hassle-free deposits to their online casino accounts. The only requirement is to have a bank account with one of the 1,500 German or Austrian banks affiliated with Giropay.

One of the greatest advantages of using Giropay as a deposit method is that users are not required to register an account on the payment solution’s website in order to process online transactions. Of course, to use the service at their favourite web-based casinos, players must have an online banking account with a bank affiliated with the payment solution.

If you already have an online banking account, you simply need to select your bank and Giropay will redirect you to the bank’s online banking page. Then, you are required to enter your online banking details – such as your account number or online banking PIN.

For transactions that exceed €30, it is obligatory to enter a Transaction Authentication Number (TAN) to confirm the transfer of funds and verify the age of the person initiating the transaction. The bank will then authorise the transfer and the funds will be sent to the online casino in real time. As Giropay is intended for German and Austrian players, the only currency it supports is EUR.

Giropay Overview

Depositing at Online Casinos with Giropay

Processing a deposit to your online casino of choice via Giropay is straightforward and convenient. To boost your gaming balance, simply sign in to your online casino account with your login credentials and visit its Cashier or Banking section.

Next, enter the amount you wish to deposit and select Giropay as your preferred deposit method. You will be redirected to your banking institution’s website. If you want to make a deposit of more than €30, you will be asked to provide your TAN code to confirm the transaction.

Because transactions are carried out directly from your bank account, the funds are transferred immediately, allowing players to start wagering with real money right away. Transactions of up to €5,000 are guaranteed, which is great news for high rollers.

Withdrawing Your Winnings with Giropay

Things are slightly more complicated when it comes to processing withdrawals, as Giropay does not provide a withdrawal facility. The most convenient option is to initiate a withdrawal via bank transfer. This means players who have deposited with Giropay will have to enter their banking details when requesting a withdrawal of their winnings.

Giropay Fees

In most cases, online gambling providers do not charge fees on deposits carried out via Giropay. Players, however, should keep in mind that their banking institutions may charge them a fee for transactions initiated with this payment method. Of course, the fees may vary from one banking institution to another, so players need to check with their bank and request more information on transaction charges. In general, the fee depends on the amount deposited, as costs can range between 0.9% and 1.2% of the transferred sum, in addition to a flat fee of €0.08 per transaction.

Is Giropay Secure?

Players based in countries where Giropay is available opt for this payment solution because it is considered very secure. First of all, when they transfer funds with Giropay, gambling enthusiasts are not required to disclose their personal or financial data to the receiver, or in this case, to the online casino at which they play.

As Giropay is based on the principle of online banking, only players and their banking institutions have access to sensitive information, such as their PIN and TAN codes. Additionally, Giropay utilises the latest SSL encryption to protect its customers and their transactions from fraudsters.

Giropay Online

Advantages of Using Giropay at Online Casinos

Giropay is accepted as a payment method at all online casinos that welcome players from Germany and Austria and list German among their available languages. One of the biggest advantages Giropay offers is that transactions are processed in real time, so the funds are transferred to players’ casino accounts in seconds.

Moreover, players do not need to register a Giropay account to use the service. The only requirement is to have an online banking account with their banking institution. Because players share their financial data only with their banks, they are able to retain their anonymity and feel secure in the knowledge that their banking information is not disclosed to any third parties.

Disadvantages of Using Giropay at Online Casinos

Players who consider choosing Giropay as their preferred method of payment at online casinos need to take several things into account. The first and most important is that this online payment solution is available only to players who have a bank or savings account at one of the banks affiliated with Giropay. In other words, Giropay can be used predominantly by players who are permanently domiciled in Germany or Austria.

Another drawback of using Giropay is that the payment solution supports only one currency, EUR. In addition, only deposits can be carried out via this method, so players will have to find another solution to cash out their winnings. On that note, once transferred (and this usually takes seconds), deposits cannot be revoked.

Giropay Bank Partners

Conclusion

Giropay is a reliable payment solution based on online banking and is widely used by casino players from Germany and Austria. The method allows for quick, simplified, and above all secure money transfers, and is accepted at most established online casinos that welcome German and Austrian players. Gambling enthusiasts who opt to use Giropay for deposits can immediately take part in their favourite casino games with real-money wagers, as their transactions are processed in seconds.

Company Contact Details

Website: www.giropay.de
Registered office: Giropay GmbH, An der Welle 4, 60322 Frankfurt, Hessen, Germany
Fax: +49 721 476 663534
Support telephone: +49 721 476 663544 (for customers); +49 721 476 663533 (for merchants)

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