Credit and debit cards have become a widespread means of paying for online purchases because of the convenience they offer. Usually, payments made via credit or debit cards are processed immediately, and this type of payment is widely considered reliable and secure.
Given the convenience this payment method offers, it is hardly surprising that many gaming enthusiasts opt to use their credit or debit cards to fund their online casino accounts and play for real money.
In fact, credit and debit cards are widely accepted at a vast range of online gambling websites. In some cases, players who deposit via this method are also offered lucrative bonuses when reloading their casino accounts. Another reason for their popularity at online casinos is that players are rarely charged fees for their transactions by gambling operators.
Best Credit and Debit Card Casinos
Casino Action
Min Deposit£10Max Withdrawal£4,000Deposit MethodsWithdrawal MethodsWithdrawal Time- Card payments - up to three days
- Digital wallets - one to three days
- Bank transfers - up to 10 days
- Multi-stage welcome bonus
- Licensed by the UKGC and the MGA
- An established casino
- Multilingual customer support that is available around the clock
- Covers all fan-favourite game genres
- Great range of jackpot slots
Casino Action is an online casino that has been up and running for two decades and is now one of the most recognisable platforms among UK players. It is not surprising that the online casino has gathered acclaim so quickly, as its multi-level sign-up deal and loyalty programme are just some of the tricks the operator has up its sleeve.
With a clean and elegant design, Casino Action is home to a portfolio of table games, slots, jackpot games, video poker varieties and live games. Players should not expect to see the names of many software developers next to the featured titles, as they can choose only from the releases of Microgaming and Evolution Gaming. That said, players will still enjoy an adequate variety of options across all these categories of games.
Slots are often the main reason why gambling enthusiasts join online casinos, and Casino Action has ensured that its roster of such games is on a par. Reel spinners are given a choice of hundreds of titles, and some of the games they might be eager to try include Ancient Fortunes: Poseidon, Book of Oz, Cash of Kingdoms, Game of Thrones and Gold Factory, among others.
Players can easily access all the betting action the casino offers even when they are on the go; all it takes is to load Casino Action’s website directly in the browser of their tablet or smartphone.
Videoslots
Min Deposit£10Max Withdrawal£30,000Deposit MethodsWithdrawal MethodsWithdrawal Time- A couple of hours for digital wallets
- Up to 3 days for card payments
- Operates under seals of approval from several regulatory authorities
- Accepts a great number of currencies, including GBP
- Offers almost 6,000 games
- SSL-secured online casino
- 24/7 customer support
- A great range of accepted deposit and withdrawal solutions
Videoslots is a true haven for players who love spinning the reels, as the online casino offers one of the most diverse selections of such games available. Given the number of software providers the operator has partnered with, it is reasonable to expect a wide variety in the other game categories on offer, including live games, jackpot games, video poker and classics.
To ensure players look forward to each betting session, the operator has prepared an eventful bonus schedule for both newcomers and returning users.
Videoslots is an online casino with more than a decade's experience, during which it has earned seals of approval from several regulatory bodies, including the UK Gambling Commission. The operator does not compromise on user security or game fairness; players’ banking information is protected by SSL encryption technology.
UK Casino Club
Min Deposit£10Max Withdrawal£4,000Deposit MethodsWithdrawal MethodsWithdrawal Time- Card payments - up to three days
- Digital wallets - one to three days
- Bank transfers - up to 10 days
- Fully licensed online casino
- Offers over 550 state-of-art games
- Multi-level sign-up deal
- Accessible on the go
- Offers customer support around the clock via live chat and email
- Appealing bonuses
UK Casino Club is an online casino that has what it takes to outshine many of its rivals. The online casino is fully prepared to welcome players from the UK, as the operator holds approval from the UK Gambling Commission.
The operator pledges to provide players with a best-in-class experience and, to deliver on that promise, collaborates with Microgaming and Evolution Gaming, two of the industry's leading software providers. Although the operator does not work with a vast number of providers to supply its games, players will still find an extensive roster of slots, jackpot titles, table classics, video poker variants, and live-dealer games, among others.
The operator is not only committed to offering rewarding promotions and a massive game portfolio; it also ensures that players can switch seamlessly between all platforms on which the casino is available. Customer support is available 24/7 via email and live chat for players who encounter difficulties during their betting sessions.
Casumo Casino
Min Deposit£10Max Withdrawal£50,000Deposit MethodsWithdrawal MethodsWithdrawal Time- Card payments - up to two days
- Bank transfers - up to 10 days
- Digital wallets - instant after approved
- Offers downloadable apps for iOS and Android
- Does not charge fees on deposits and withdrawals
- An award-winning casino with long-standing experience
- Licensed to operate in multiple jurisdictions
- Players will get different rewards while being at Casumo
- More than 2,000 games
Offering an excellent variety of games, Casumo Casino is an online casino with an impeccable reputation among players. To ensure that its portfolio offers enough options to pique the interest of all users, the operator works with a number of software developers and, thanks to their joint efforts, players can access an extensive roster of slots, table classics, jackpot titles and live games.
In addition to its well-balanced portfolio, the casino also shines when it comes to payments. Gambling enthusiasts will have the chance to bank using various digital wallets, prepaid vouchers and debit cards, among others. Deposits and cashouts are fuss-free, and no additional costs are charged.
Throughout its ten-year presence on the online gambling scene, the casino has received multiple accolades, which goes to show that Casumo always strives for excellence. In view of this, it is only natural that the operator does not neglect mobile play, and Casumo members can enjoy all their favourite titles on their portable devices via its downloadable apps.
21Casino
Min Deposit£10Max WithdrawalNo maximumDeposit MethodsWithdrawal MethodsWithdrawal Time- Instant after approval for digital wallets
- Three to five days for card payments
- Up to three days for bank transfers
- Licensed by the MGA and UKGC
- Offers around-the-clock support
- Offers a number of responsible gambling tools
- An extensive portfolio with games from dozens of software providers
- Uses SSL encryption technology
- Massive line-up of jackpot slots
Operating since 2015, 21Casino has constantly strived to provide all its members with a superior gaming experience. Dedicated to offering services that are a cut above those provided by other casinos, 21Casino offers a top selection of games from leading providers such as NetEnt, Microgaming, Play’n GO, Evolution Gaming, Pragmatic Play, Thunderkick, Wazdan and Tom Horn Gaming, among others. The casino hosts games from some of the most popular genres, including jackpot slots, live dealer games, classics, video poker, scratchcards and slots.
To provide its users with an experience that is hard to beat, the operator also ensures that they are properly rewarded from the outset and throughout their stay. Users of the casino are sure to make light work of placing their bets via their tablets and smartphones, as 21Casino is well prepared to meet the requirements of mobile users.
In addition to this, the casino offers its members a choice of fast and reliable payment methods, including Visa, Mastercard, Paysafecard, Neteller, Skrill, PayPal, Neosurf and bank transfers when moving funds to and from their gaming accounts.
Hyper Casino
Min Deposit£10Max Withdrawal£5,000 per dayDeposit MethodsWithdrawal MethodsWithdrawal Time- Instant after approval for digital wallets
- Up to three days for card payments
- Licensed in several jurisdictions
- Does not charge fees on deposits and withdrawals
- Offers games from a number of leading providers
- Fully mobile optimised
- Offers regular and limited-time bonus deals
- 24/7 customer care
Hyper Casino might have considerably less experience than many of its rivals, but the operator undoubtedly wants to ensure that the website becomes a hotspot. The operator has stamps of approval from several regulatory bodies, including the UKGC, and it promises to do everything by the book to guarantee that players can place their trust in it.
In terms of games, the operator vows to offer something for everyone and works with several leading game studios such as NetEnt, Amatic Industries, Novomatic, Thunderkick, Big Time Gaming and Microgaming. With more than 700 titles on offer, avid casino fans can try their hand at some of the most exciting slots, video poker varieties, table games, jackpot games and live dealer titles.
Players can deposit and withdraw funds swiftly and securely using methods such as Visa, Mastercard, Paysafecard, ecoPayz, Flexepin and Trustly, to name but a few. They will also be pleased to learn that, as Hyper Casino users, they can add funds and withdraw every penny of their winnings without incurring any additional charges.
PlayOJO Casino
Min Deposit£10Max Withdrawal£20,000Deposit MethodsWithdrawal MethodsWithdrawal Time- Instant after approval for digital wallets
- Several business days for card payments
- Up to four days for bank transfers
- Accessible on tablets and smartphones through downloadable apps
- Offers games from well-known and emerging providers
- Offers special incentives and a VIP club
- Fully-licensed and SSL-secured online casino
- Great roster of slots
- Certified by iTechLabs
PlayOJO is a multi-award-winning online casino that is undoubtedly here to stay, not only because of its fresh and innovative approach to online betting. The platform manages to captivate all its users, no matter which games they enjoy playing, as slots, scratchcards, jackpot games, live games, table games and bingo are all available in spades. During their stay, players might be in for a life-changing prize, as they will find jackpot games such as Age of the Gods: Age of Storm, Rainbow Riches and Jackpot Riders, among others.
There are multiple special deals on offer that are sure to bring the spark back to players’ betting sessions. Gambling enthusiasts who return for more at PlayOJO will also be rewarded for their patronage, which adds extra zest to their stay.
Players can download the PlayOJO app for either Android or iOS devices, or load the casino’s website directly in their browser, allowing them to keep up with their betting sessions at all times.
LeoVegas Casino
Min Deposit£10Max Withdrawal- No limit for card payments
- £4,000 for PayPal
Deposit MethodsWithdrawal MethodsWithdrawal TimeInstant after approval for digital wallets- Plenty of bonus incentives
- A well-known casino brand with multiple accolades
- A well-balanced portfolio of games
- Around-the-clock customer support
- Accessible on the go through downloadable apps
- Puts a heavy focus on the protection of its users
Launched in 2011, LeoVegas is now an online casino with numerous accolades and a constantly growing customer base. While at the casino, players can take a spin on a wide range of fan-favourite slots, fire up multiple table games, including live-dealer titles, or sink their teeth into a jackpot prize. One of the main reasons players look forward to their betting sessions at LeoVegas is that they can enjoy all these edge-of-your-seat games at their fingertips, thanks to the downloadable apps designed for iOS and Android devices.
The operator consistently keeps its list of top games up to date, and LeoVegas’ users will have plenty of new and intriguing games to try their hand at whenever they feel like playing. The games players will find at LeoVegas are supplied by well-established providers such as Red Tiger, Play’n GO, NetEnt, Microgaming, Pragmatic Play and Quickspin, among others.
There is so much to explore at LeoVegas, not only in terms of games but also when it comes to bonuses and special offers. Players can be confident that they will start their betting session on the right foot and maintain the momentum.
888casino
Min Deposit£10Max Withdrawal£30,000 per dayDeposit MethodsWithdrawal MethodsWithdrawal Time- Three to five days for card payments
- Up to two days for digital wallets
- Up to seven days for bank transfer
- A well-known casino brand with a wealth of experience
- Extensive list of jackpot games and 888casino-exclusive games
- Licensed in several jurisdictions
- Accessible on the go
- Plenty of special incentives and a loyalty club
- Does not charge extra fees on payments
Without a doubt, 888casino has become a household name in the UK, and the multi-product betting platform continues to attract players from many other parts of the globe. The operator claims that the platform is among the best for domestic players, and 888casino fares exceptionally well against its rivals in several areas, including bonuses, game variety and mobile play.
With hundreds of titles to choose from, avid casino fans are in for a treat, whether they prefer classics like baccarat, roulette and blackjack, or slots, live games and jackpot games.
The casino also ranks among the heavyweights when it comes to special deals, so players should always keep an eye on the offers they can unlock, which depend on how long they have been with 888casino.
Mobile play is an area where some of 888casino’s rivals struggle, but this is not the case here. Registered users have unlimited access to the line-up of games anytime and anywhere, thanks to the downloadable apps or simply by using the mobile site.
Casino Classic
Min Deposit£10Max Withdrawal£4,000 per dayDeposit MethodsWithdrawal MethodsWithdrawal Time- Card payments - up to three days
- Digital wallets - one to three days
- Bank transfers - up to 10 days
- Has seals of approval from the UK Gambling Commission and the Malta Gaming Authority
- Uses SSL encryption
- Top-quality welcome bonus
- Substantial range of jackpot games and slots
- Around-the-clock support
- Fully mobile optimised
If players want to enjoy a classic casino experience, what better place to do so than Casino Classic? It is one of the Microgaming-powered online casinos with the longest presence on the online gambling scene, having started operating in 2000.
Browsing through Casino Classic’s portfolio might become quite tiresome, which comes as no surprise, considering that players can choose from more than 500 titles. The assortment of games available to registered players is indeed extensive, and Casino Classic does not disappoint, whether fans prefer slots, table games, jackpot titles, or live dealer games. Avid slot fans are spoiled for choice, and some of the titles they are sure to enjoy include Avalon, Book of Atem, Bridesmaids, Deco Diamonds, Game of Thrones, and Fruit Fiesta, to name a few.
The sign-up deal is the very first thing that will appear before players’ eyes once they load the casino’s website, and it is indeed a tempting offer. If they have any questions about it or other aspects of their betting session, players should get in touch directly with the support team via email or live chat at any time.
Credit Card vs Debit Card as Casino Payment Method
Both credit and debit cards are equally convenient, secure, and time-efficient to use as casino deposit methods. But what is the difference between the two? The chief difference lies in where the money is drawn from. When a player deposits via a debit card, the money is transferred directly from their bank account, while those who use credit cards have the funds charged to their line of credit. Thus, players who deposit with their debit cards may transfer only the funds they have readily available in their bank accounts. Using a debit card certainly enables players to keep tabs on the amount they spend playing online.
Credit cards, on the other hand, allow players to “borrow” the funds they transfer to their casino accounts, so to speak. However, they are expected to pay these funds off later on. This can be done right after they carry out the transaction. Paying over time is also an option, but in this case, interest is involved.
Which of the two types of cards a player chooses to use is a matter of personal preference. If you experience difficulties in deciding between credit and debit cards as a deposit method, the following article may prove to be helpful.
Watch Credit and Debit Cards Video
Credit and Debit Cards Registration Process
It is important for players to ensure that the payment processor they prefer is accepted at the online casino that meets their requirements in terms of game variety and bonuses. Luckily, gambling enthusiasts will have many choices when looking for an online casino that processes payments via debit cards, as they are among the most widely available deposit and withdrawal methods.
Making payments to and from online casinos using your debit card is as easy as can be, and the speed of the payment method makes it all the more appealing to players. Let’s take a look at the steps gambling aficionados need to follow when executing payments through their debit cards.
- Debit cards are the most popular payment method for transactions to and from online casinos by a large margin, and Visa, Mastercard, and American Express are among the most commonly used card brands.
As soon as players register for an account and go through the required verification, they should head over to the casino’s banking page. There, they need to click or tap on ‘Card Payments’.
- After gambling enthusiasts pick the debit card brand they prefer to use, they will be prompted to key in some additional information, including the card number, CVV code, and expiry date, among others.
- Next, players need to decide the amount they wish to add to the balance of their gaming accounts. It is important to note that the minimums and maximums for deposits via debit cards vary widely among the online casinos that accept the method, and for this reason, it is advisable to look into this ahead of time. Whether additional fees are applied is one more thing gambling enthusiasts need to research.
- After gambling enthusiasts click on the deposit button, the chosen amount will be instantly credited to their balance, and they can start using their funds to play the games they enjoy.
Debit Card Registration Process FAQ
Is it safe to use my debit card for casino deposits and withdrawals?
Many players tend to sidestep debit cards during their online betting sessions because they fear that their banking details might fall into the wrong hands. Although they are required to provide their card information when adding funds to their accounts or withdrawing their winnings, players should not lose sleep over the safety of their banking details if the casino they have chosen is fair and properly regulated.
If the online casino upholds fair practices, players can be sure that their details will be encrypted. To add an extra layer of safety to their payments, avid casino fans can also make use of two-factor authentication.
Can debit cards be used for deposits and withdrawals?
In most cases, avid casino fans who have loaded their accounts with cash using their debit cards will have the opportunity to cash out their winnings using the same method. Still, this might not necessarily be the case, and if card payments do not double as a cash-out option, players might need to use bank transfers.
Are there any fees for card payments?
Whether avid casino fans need to pay extra charges when making payments through their debit cards depends solely on the casino of their choice. For the most part, online casinos are not in the habit of adding extra charges to card payments, but there are still online casinos where deposits and cash-outs via debit cards are subject to fees. In most cases, the fees charged are a preset percentage of the deposit amount.
How long does it take for deposits and withdrawals to be processed?
The speed at which deposits and withdrawals via debit cards are completed is casino-specific. The process of making a deposit usually takes just a few minutes, whereas cashing out can take three business days or more in some instances.
What should I do if I have any issues depositing with my debit card?
If players experience any issues while making payments via their debit cards, they should immediately get in touch with the customer support team of the casino. Using the live chat of their casino of choice is a very fast way of contacting the support staff, but online casinos also offer assistance via email and over the phone.
Which Brands of Cards are Accepted?
As this is one of the most widespread methods of boosting your online casino balance, web-based gambling providers have adopted a variety of card brands. Below, you will find more detailed information on some of the brands accepted by the majority of established web-based gambling operators.
Mastercard
Players who own a card with the Mastercard logo will hardly have difficulties finding an online casino at which to play. Mastercard is accepted in over 180 countries worldwide and allows for safe and convenient payments that are processed in a matter of minutes. Players who wish to have a Mastercard issued can opt for a credit, debit, or prepaid card, depending on their preferences.
One important thing to keep in mind is that some online casinos accept only deposits via Mastercard, so players would have to look for an alternative withdrawal method. However, many players opt to use Mastercard because most reputable gambling providers do not charge fees for transactions carried out with this method, and some even offer reload bonuses for Mastercard deposits.
Visa
Along with Mastercard, Visa has become a standard method of depositing at hundreds of online casinos. There are thousands of financial institutions worldwide that are licensed to issue Visa cards to their customers. Additionally, there are a variety of products to choose from – you can apply for a Visa debit or credit card, but prepaid and virtual cards are also an option. Most players opt to use Visa cards as a deposit method because of the exceptional security and time-efficiency they offer.
What is more, the majority of online casinos accept Visa cards for both deposits and withdrawals, which certainly adds to their convenience. Acquiring a Visa card is easy, as all one needs to do is contact their banking institution, ask about the types of Visa cards on offer, and apply for the one they find most suitable.
Maestro
Owned by Mastercard, Maestro offers the same level of security and convenience and is widely popular among online casino players seeking to boost their balance promptly and safely. Maestro offers two types of cards. The first is a standard debit card that is linked to players’ current accounts at their bank, while the second is a rechargeable prepaid card.
Maestro cards are especially popular among European players and can be used to deposit funds and cash out winnings should the policy of the given online casino allow for Maestro withdrawals.
Diners Club International
Owned by Mastercard’s affiliate Discover Financial, Diners Club International is yet another credit card service that enables players to deposit funds into their casino accounts instantly. Being a credit card, it allows one to deposit now and pay later. There is one major difference between Diners Club and other brands of credit cards, though – Diners Club credit cards require players to pay off the balance each month. To a great extent, this works to players’ advantage as it imposes a limit and prevents them from accumulating too much credit and paying it off at increased interest rates.
Yet, players from certain countries, such as the United States, may not be able to use this brand of credit card to fund their accounts or cash out their winnings. Their transactions may be denied since financial institutions and credit card companies in the States utilise a special coding system to identify online gambling charges and block transactions to and from online casinos.
American Express
American Express ranks among the most recognisable credit card brands in the world. This brand is more suitable for high-rollers as its credit products generally have higher credit limits than those of other cards.
American Express offers a wide range of charge, credit and prepaid cards. While many web-based casinos accept American Express cards as a payment method, it is worth mentioning that the brand is not suitable for US players, as some of them experience issues and have their American Express deposits rejected by banking institutions.
Depositing at Online Casinos with Credit/Debit Card
Depositing at online casinos via credit or debit cards works in the same way, regardless of the brand of card one uses. If you do not have a credit or debit card, you can visit your banking institution and apply for one – the process typically takes a week or two.
Once you have acquired your debit or credit card, you simply need to log into your existing casino account and visit the Cashier section, where you will likely see Visa, Mastercard, and Maestro listed among the deposit methods. Once you select your brand of card, you are required to fill in the card number, your name, the expiry date, and the three-digit security code on the back. Of course, the sum you wish to deposit also needs to be specified before you verify and confirm the transaction. The money will be readily available in your casino account in an instant, so you can start playing right away.
In many cases, established online casino operators do not charge their players for deposits carried out via credit or debit cards. Nevertheless, players may be charged a fee for the transaction by their banking institution, so it is advisable to contact one’s bank for further information.
Withdrawals with Credit/Debit Cards
Credit and debit cards can be conveniently used to withdraw money from one’s casino account. Again, players are expected to enter their card numbers and expiry dates, their names, and the security CVC or CVV number on the back. Bear in mind that, unlike deposits, withdrawals are not processed immediately and require several business days to complete. The exact number of days players will have to wait for the money to reach their bank accounts varies from one online casino to another.
And one more thing to take into account – before you initiate a deposit with Mastercard, American Express, or Diners Club International, make sure your online casino supports it as a withdrawal method as well.
Fees and Limits
Adding funds to your gaming account via your debit card is in no way different from paying for goods and services, which means that the company that provides the payment service may impose a fee on the transaction. While some operators choose to cover such additional costs, others require their customers to pay these charges. If players have stumbled upon an online casino that does not cover the service charges, the amount they might be required to pay is occasionally around 2-3% of the deposited amount.
The deposit and withdrawal minimums and maximums are also among the things avid casino fans should pay close attention to before they pick a payment processor. Among the biggest strengths of the payment method are its rather liberal transaction limits, as in most cases, the deposit and withdrawal minimums stand at £10. Although it is relatively easy to indicate the amount at which deposits and cash-outs typically start, specifying the ceiling on the amount players can deposit or cash out is rather difficult, as it differs considerably among operators.
Credit and Debit Cards Fees and Limits | |
---|---|
Gambling Deposit Fee | Depends on the casino |
Gambling Withdrawal Fee | Depends on the casino |
Bank Account Deposit Fee | N/A |
Bank Account Withdrawal Fee | N/A |
Credit/Debit Card Deposit Fee | N/A |
Credit/Debit Card Withdrawal Fee | N/A |
Maintenance Fee | Depends on the company |
Processing Times
One of the most important criteria on which gambling enthusiasts should base their choice of payment processor for their deposits and cash-outs is the processing times. Long delays are the last thing players want to worry about when using their debit cards to add or remove funds from their accounts.
When topping up their accounts, avid casino fans should not have to sit out their betting session because they have run out of funds, as the preferred amount will be instantly credited to their accounts. When it comes to cash-outs, card payments have a slightly slower transaction speed, and players should not forget that all requests first need to be approved by the casino representatives.
After this happens, it might take one to three working days before their winnings are accessible in the balance of their debit card. How long gambling enthusiasts need to wait for their funds to reach the balance of their debit card is casino-specific, and because of this, players should investigate this in advance.
Credit and Debit Cards Processing Times | |
---|---|
Gambling Deposit Time | Instant |
Gambling Withdrawal Time | Three to five days |
Bank Account Deposit Time | N/A |
Bank Account Withdrawal Time | N/A |
Credit/Debit Card Deposit Time | N/A |
Credit/Debit Card Withdrawal Time | N/A |
Security
Some players are reluctant to use their cards for deposits at online casinos because they are required to reveal some personal and financial information in the process. If you choose to play at a reputable and established online casino, however, you can rest assured the information you share is in good hands.
All renowned and legitimate casino operators use special SSL encryption to encode transactions and prevent unauthorised third parties from gaining access to players’ sensitive information. Besides, if you are using a credit card and your details have been compromised, you can claim back any fraudulent spending from your banking institution or credit card provider.
Advantages of Using Credit/Debit Cards
There are plenty of reasons why casino players prefer to use credit or debit cards as their payment method. First of all, this payment solution is widely accepted by hundreds of online gambling providers, so you will certainly not experience difficulties finding a casino at which to play.
Processing a deposit via a credit or debit card is quite simple and the procedure takes only a few minutes to complete. Typically, the transaction is very swift, so you will be able to start playing for real money right away.
In addition, when using a credit card, you can make a deposit even if you do not currently have sufficient funds in your bank account. Besides, many online casinos reward players with reload match bonuses each time they deposit with their credit or debit cards.
Disadvantages of Using Credit/Debit Cards
One of the biggest disadvantages players from certain countries face is that some financial institutions do not allow payments to be made to online casinos. Of course, it all depends on whether or not online gambling is legal in your country of residence – if it is, you are unlikely to face this issue.
Sometimes, players who deposit with Mastercard or Diners Club International may have to look for an alternative payment solution to cash out their winnings as some casinos do not accept these cards for withdrawals.
Another major drawback when one uses a credit card to play online is the risk of overspending, as one practically uses “borrowed” money. Needless to say, debit cards are a more suitable option as they enable players to keep track of their spending and have a specific limit – one can only spend the amount they have in their current account.
Credit and Debit Cards Alternatives
Nowadays, depositing and withdrawing funds is extraordinarily easy thanks to the wide range of other payment processors that casino operators accept. Operators take extra measures to ensure that their users can deposit funds easily and quickly, without having to worry about the safety of their funds. If players are looking for a new payment method to employ or they do not feel like using their debit cards, for one reason or another, these methods might function efficiently for casino deposits and cash-outs.
- PayPal
PayPal has been a payment processor of choice for millions of people when shopping, sending, or receiving money for more than two decades, and it is easy to see why. The digital wallet might turn out to be a great choice for avid casino fans who believe that deposits and cash-outs should be simple and time-efficient.
The payment services the digital wallet offers are designed to fit the everyday lives of users, and transactions to and from their online casino of choice are sure to be a walk in the park. If players choose to use the digital wallet, they will skip entering their banking details each time they want to add funds to their gaming accounts or when they have enjoyed a lucrative betting session and want to cash out their winnings.
Gambling enthusiasts can register for an account in next to no time after they provide their email address and name, and add their bank account or debit card. After they add funds to their PayPal account, avid casino fans will be good to go and can make payments easily and securely.
The wallet securely stores the banking information that players provide, and while transferring funds from its balance to the balance of their gaming account, they will not be required to expose any of their details. The speed of deposits and cash-outs is also worth mentioning, as payments to online casinos take no time to complete. Withdrawals also do not take too long, as on occasion they are completed within a couple of hours.
- Boku
Boku is a payment solution players might prefer to utilise if they feel ill at ease when the time comes to provide their card details. The company can collect payments through mobile wallets and carrier billing and is among the most preferred payment methods by players from the UK. If players’ privacy and anonymity are a top priority for them, Boku is sure to live up to their requirements.
Boku takes the headache out of casino deposits, as players can wrap up their payments straight from their mobile phones without first creating an account. Instead, they should enter the amount they want to add to their accounts, authorise the payment, and get charged on their monthly phone bill. Boku is not only user-friendly but also secure, as there is no need to enter any banking or debit card information on the casino’s website, which further adds to the appeal of the payment processor.
While making payments through Boku, gambling enthusiasts can instantaneously start playing all games they might enjoy, as the preferred amount will be credited to their balance on the spot.
Boku’s biggest drawback, however, is that gambling enthusiasts can only make use of it when adding funds to their gaming accounts, and not when the time comes to cash out their winnings. Another thing avid casino fans should consider about the payment method is that, usually, the deposit maximums tend to be significantly lower than those of the other payment processors they might be allowed to use.
- Paysafecard
Paysafecard is a banking solution that might be ideal for gambling enthusiasts who are worried about their privacy or those who want to ensure that they will not go over their budget. The payment method is based on vouchers with a 16-digit PIN code, and was introduced in 2000. It works independently of debit cards and bank accounts, which makes it a great choice for security-conscious players.
Making payments through Paysafecard is possible not only through the prepaid vouchers; if gambling enthusiasts want to enjoy great freedom, they can register for an account. The benefits of creating a Paysafecard account are plenty, and first and foremost, players will benefit from higher deposit maximums. Additionally, they will be able to complete their payments at the website of their online casino of choice only by using their login details, which will result in greater safety.
With Paysafecard, players can not only deposit easily but also immediately start placing real-money bets since the desired amount will be added to their account balance without delay. It is only natural that players want to make sure that their winnings will be released from the balance of their gaming accounts as swiftly as possible. Paysafecard is sure to respond to this requirement, but they should be aware that using the payment processor to withdraw their winnings will only be possible if they have created an account.
- Skrill
Loved for its lightning-fast payments, reliability, and great acceptance rate, Skrill is another worthwhile banking solution. It is one of the most commonly used payment methods not only by players from the UK but also from a number of other jurisdictions, and it is easy to see why it is such a success.
The digital wallet allows players to store money separately from their bank account, and make payments to and from online casinos quickly and with complete peace of mind that their anonymity is guaranteed. It is a popular alternative to card payments because of its wide availability across online casinos and because the digital wallet provides gambling enthusiasts with a fast, convenient, and safe way to transfer money over the Internet.
While playing at a Skrill-friendly online casino, players do not need to expose any of their banking details during the depositing or withdrawing processes, and since players’ payments will be wrapped up on the website of a third party, their banking details will remain confidential.
Skrill offers an easy sign-up process, which means using the digital wallet will be a breeze from the get-go. The digital wallet is also well-liked by players because of the fast withdrawal times. Although no two casinos are the same, when players request a cash-out via Skrill, their winnings might be credited to the balance of their e-wallet within a couple of hours. Skrill is also one of the quickest payment processors when deposits are concerned, and avid casino fans can start using the deposited amount almost straight away.
Players can also use the digital wallet when they are out and about after they access the dedicated apps for Android and iOS-based devices.
- Neteller
Another pre-eminent digital wallet many players choose to utilise during their online betting sessions is Neteller. Ever since it was launched in 1999, Neteller has been a top choice for users because the digital wallet offers time efficiency, security, and convenience few other methods can match.
Registering for a Neteller account takes less than a minute, and once players are ready, they can make deposits and withdrawals at a great range of online casinos. Deposits via the digital wallet are generally instantaneous, but when gambling enthusiasts want to take their winnings out of their gaming account, the processing times might vary from one online casino to another.
Naturally, the deposit and withdrawal minimums and maximums will also vary, but most of the time, the minimum amount players can add to or remove from their accounts is £10. As it turns out, the digital wallet is a top choice for many players, high-stakes players included, because typically, the transaction limits are considerably higher.
It is also worth noting that most casino operators prefer not to charge additional fees on payments executed via the digital wallet. Another great benefit of using Neteller for casino deposits and withdrawals is that it eliminates the need to share any banking details with the casino.
Conclusion
Credit and debit cards are among the most popular ways to boost one’s casino balance and are accepted by hundreds of web-based gambling providers. Players who deposit with cards are often awarded reload bonuses, but the biggest benefit of using this payment solution is its time efficiency and convenience, as deposits via credit or debit cards are processed immediately.
Prior to initiating a credit/debit card deposit, players are advised to become better acquainted with their country’s laws regarding online gambling. Some banking institutions may decline to process transactions to and from online gambling websites if playing at web-based casinos is illegal in their jurisdiction.
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I prefer using my credit card when I play in online casinos because otherwise, I will need to look for some other payment service I’m not quite familiar with. I use the same credit card for shopping and for gambling, but I’ve set my credit limit a little bit lower, so I don’t overspend unintentionally. For utility bills and other payments, I have a separate card and I would advise other players to do the same. Also, casinos never charge me for deposits or withdrawals. On the contrary, they usually offer me reload bonuses, which is great because I can play with more than I’ve actually invested. Of course, I need to pay some annual fees, but they are insignificant really when I compare them to the benefits I get from using my credit card.
I have always used my credit card for depositing at online casinos because it’s fast, safe, and it works every single time. Or so I thought. Last week, I find a new gambling site, which looked really fantastic, so I registered and once I received the verification email, I decided to make a deposit. They had a great welcome package for new players – 200% match bonus, plus free spins, but I had to make a real money deposit, in order to receive it. So, I opened the cashier page and entered my card details in the respective fields, but nothing happened. My card wasn’t accepted, although it should have been. I waited for several minutes, repeated the procedure, and again, nothing. I checked all entered data, as well as all the information I found on the casino site – they claimed they accepted payments with this brand of cards. I called the support, but they were not able to assist me, so I’m really disappointed because this casino is one of highest rated on the Internet right now.
I have a credit card, which I use for everything from shopping online to paying my phone bills. But when I want to play for real money in an online casino, I always use my debit card, because I know I’m spending my money, not borrowed funds, which I will have to pay back later. For most people, having a debit card is like purchasing a prepaid card, but they are, in fact, two very different things. I can deposit into online casinos with both, but withdrawals can be transferred only to debit cards. The transaction is usually completed within 3 or 4 days and then, I can withdraw my money easily from the nearest ATM.
Gambling sites almost always offer some bonuses when you make a deposit with a debit or credit card. This is why I always deposit through my credit card instead of using some other methods like electronic bank transfers or e-wallets, which only make you share your banking information with third parties. I simply prefer paying directly with a credit card. It’s completely safe, it’s fast, and there are rarely any fees for processing a deposit or a withdrawal to a card. Once, a casino had a 2.5% processing fee for withdrawals and they overcharged me, asking me to pay £40 for a £300 withdrawal – more than 10% of the sum. I immediately contacted the customer support and I had to wait for almost a week until the issue was resolved. Apart from that misunderstanding, I’ve never had any problems.
I have a credit card, which I use for everything from shopping online to paying my phone bills. But when I want to play for real money in an online casino, I always use my debit card, because I know I’m spending my money, not borrowed funds, which I will have to pay back later. For most people, having a debit card is like purchasing a prepaid card, but they are, in fact, two very different things. I can deposit into online casinos with both, but withdrawals can be transferred only to debit cards. The transaction is usually completed within 3 or 4 days and then, I can withdraw my money easily from the nearest ATM.