Credit and Debit Card Casinos

Credit and debit cards have become a widespread method to pay for online purchases due to the convenience they offer. Usually, payments via credit or debit cards are processed immediately, not to mention this type of payment is widely considered reliable and secure.

Considering the convenience this payment method offers, it is anything but surprising many gaming enthusiasts opt for using their credit or debit cards to fund their online casino accounts in order to play for real money.

In fact, credit and debit cards are widely accepted at a vast range of online gambling websites. In some cases, players who deposit via this method are also offered lucrative bonuses when reloading their casino accounts. Another reason for the popularity credit and debit cards enjoy at online casinos results from the fact players are rarely charged with fees for their transactions by the online gambling providers.


Best Credit and Debit Card Casinos

  1. Casino Action

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    Software providers
    2
    Min Deposit
    £10
    Max Withdrawal
    £4,000
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Card payments - up to three days
    • Digital wallets - one to three days
    • Bank transfers - up to 10 days
    • Multi-stage welcome bonus
    • Licensed by the UKGC and the MGA
    • An established casino
    • Multilingual customer support that is available around the clock
    • Covers all fan-favourite game genres
    • Great range of jackpot slots

    Casino Action is an online casino that has been up and running for two decades and is now one of the most recognisable platforms among UK players. It is not surprising that the online casino gathered acclaim so quickly as its multi-level sign-up deal and loyalty program are only some of the tricks the operator has up its sleeve.

    With a clean and elegant design, Casino Action is home to a portfolio of table games, slots, jackpot games, video poker varieties, and live games. Players should not expect to see the names of that many software developers next to the featured titles, as they can only go for the releases of Microgaming and Evolution Gaming. That being said, players will still be provided with an adequate variety of options under all these categories of games.

    Slots are often the main reason why gambling enthusiasts join online casinos, and Casino Action has easily seen to it that its roster of such games is on par. Reel spinners are given a choice from hundreds of titles, and some of the titles they might be eager to try include Ancient Fortunes: Poseidon, Book of Oz, Cash of Kingdoms, Game of Thrones, and Gold Factory, among others.

    Players can easily gain access to all the betting action the casino offers even when they are on the go, and what this takes is only loading Casino Action’s website straight in the browser of their tablet or smartphone.

  2. Videoslots

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    Play Now Read Review
    Software providers
    More than 100
    Min Deposit
    £10
    Max Withdrawal
    £30,000
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • A couple of hours for digital wallets
    • Up to 3 days for card payments
    • Operates under seals of approval from several regulatory authorities
    • Accepts a great number of currencies, including GBP
    • Offers almost 6,000 games
    • SSL-secured online casino
    • 24/7 customer support
    • A great range of accepted deposit and withdrawal solutions

    Videoslots is a real haven for players who have grown to love spinning the reels as the online casino offers one of the most diverse selections of such games one might find out there. Considering the number of software providers the operator has joined forces with, it is reasonable to expect a great assortment in the other categories of covered games, including live games, jackpot games, video poker, and classics.

    To ensure that players will be looking forward to their betting session, the operator has prepared an eventful bonus schedule for first-timers and returning users.

    Videoslots is an online casino with more than a decade of experience, during which the operator has acquired seals of approval from multiple regulatory bodies, including the UK Gambling Commission. The operator does not underplay the security of its users and the fairness of the offered game either, and players’ banking information will be kept private through an SSL encryption technology.

  3. UK Casino Club

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    Software providers
    2
    Min Deposit
    £10
    Max Withdrawal
    £4,000
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Card payments - up to three days
    • Digital wallets - one to three days
    • Bank transfers - up to 10 days
    • Fully licensed online casino
    • Offers over 550 state-of-art games
    • Multi-level sign-up deal
    • Accessible on the go
    • Offers customer support around the clock via live chat and email
    • Appealing bonuses

    UK Casino Club is an online casino which has what it takes to overshadow many of its rivals. The online casino is fully prepared to welcome players from the UK as the operator has the approval of the UK Gambling Commission.

    The operator pledges to bring players a best-in-class experience and to deliver on that promise works together with Microgaming and Evolution Gaming, two of the industry leaders among the software providers. Although the operator does not work together with that many providers for the supply of the available games, players will still find an adequate roster of slots, jackpot games, classics, video poker varieties, and live games, among others.

    The operator is not only dedicated to providing players with rewarding special incentives and a massive game portfolio, but also wants to ensure that they can switch between the platforms on which the casino is available with ease. Customer support is always available via email and live chat for players that have difficulties during their betting session.

  4. Casumo Casino

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    Software providers
    More than 50
    Min Deposit
    £10
    Max Withdrawal
    £50,000
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Card payments - up to two days
    • Bank transfers - up to 10 days
    • Digital wallets - instant after approved
    • Offers downloadable apps for iOS and Android
    • Does not charge fees on deposits and withdrawals
    • An award-winning casino with long-standing experience
    • Licensed to operate in multiple jurisdictions
    • Players will get different rewards while being at Casumo
    • More than 2,000 games

    Offering an excellent game variety, Casumo Casino is an online casino with an impeccable reputation among players. To ensure that its portfolio will have enough options to pique the interest of all players, the operator works together with a number of software developers, and thanks to their joined efforts, players can access a great roster of slots, table classics, jackpot games, and live games.

    In addition to its well-balanced portfolio, the casino also shines when payments are concerned. Gambling enthusiasts will have the chance to bank through a number of digital wallets, prepaid vouchers, and debit cards, among others. Deposits and cashouts are fuss-free, and no additional costs will be charged.

    Throughout its ten-year presence on the online gambling scene, the casino has received multiple accolades, which goes to show that Casumo always strives for excellence. In view of this, it makes sense that the operator does not make light of mobile play, and Casumo members can enjoy all their favourite titles on their portable devices through one of the downloadable apps.

  5. 21Casino

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    Software providers
    More than 70
    Min Deposit
    £10
    Max Withdrawal
    No maximum
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Instant after approval for digital wallets
    • Three to five days for card payments
    • Up to three days for bank transfers
    • Licensed by the MGA and UKGC
    • Offers around-the-clock support
    • Offers a number of responsible gambling tools
    • An extensive portfolio with games from dozens of software providers
    • Uses SSL encryption technology
    • Massive line-up of jackpot slots

    Operating since 2015, 21Casino has been constantly striving to provide all its members with superior gaming experience. Dedicated to offering services that are a cut above the ones other casinos introduce, 21Casino offers a top selection of games from leading providers like NetEnt, Microgaming, Play’n GO, Evolution Gaming, Pragmatic Play, Thunderkick, Wazdan, and Tom Horn Gaming, among others. The casino hosts games from some of the most chosen genres, including jackpot slots, live games, classics, video poker, scratchcards, and slots.

    To provide its users with an experience that is hard to beat, the operator also ensures that users will be properly rewarded from the get-go of their stay but along the line too. Users of the casino are sure to make light work of placing their bets via their tablets and smartphones, as 21Casino is well-prepared to meet the requirements of mobile users.

    In addition to this, the casino allows its members to choose from a number of fast and reliable payment methods, including Visa, Mastercard, Paysafecard, Neteller, Skrill, PayPal, Neosurf, and bank transfers when transferring funds to and from their gaming accounts.

  6. Hyper Casino

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    Software providers
    16
    Min Deposit
    £10
    Max Withdrawal
    £5,000 per day
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Instant after approval for digital wallets
    • Up to three days for card payments
    • Licensed in several jurisdictions
    • Does not charge fees on deposits and withdrawals
    • Offers games from a number of leading providers
    • Fully mobile optimised
    • Offers regular and limited-time bonus deals
    • 24/7 customer care

    Hyper Casino might have considerably less experience than many of its rivals, but the operator undoubtedly wants to make certain that the website will turn into a hotspot. The operator has stamps of approval from several regulatory bodies, the UKGC included and promises to make all things by the book to guarantee that players can put their trust in it.

    In terms of games, the operator vows to offer something for everyone and works together with several top game-making studios like NetEnt, Amatic Industries, Novomatic, Thunderkick, Big Time Gaming, and Microgaming. With more than 700 titles on offer, avid casino fans can try their hand at some of the most exciting slots, video poker varieties, table games, jackpot games, and live games.

    Players can add and remove funds from their accounts swiftly and securely using methods like Mastercard Visa, Paysafecard, ecoPayz, Flexepin, and Trustly, to name a few. What they might be pleased to know is that as users of Hyper Casino, gambling enthusiasts will be able to add funds and withdraw every penny of their winnings without paying extra charges.

  7. PlayOJO Casino

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    Software providers
    More than 20
    Min Deposit
    £10
    Max Withdrawal
    £20,000
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Instant after approval for digital wallets
    • Several business days for card payments
    • Up to four days for bank transfers
    • Accessible on tablets and smartphones through downloadable apps
    • Offers games from well-known and emerging providers
    • Offers special incentives and a VIP club
    • Fully-licensed and SSL-secured online casino
    • Great roster of slots
    • Certified by iTechLabs

    PlayOJO is a multi-award-winning online casino, which is undoubtedly here to stay not only because of its fresh and innovative approach towards online betting. The online casino is capable of intriguing all its users, no matter what games they are up to playing, as slots, scratchcards, jackpot games, live games, table games, and bingo are all available in spades. During their stay, players might be in for a life-changing prize as they will find jackpot games like Age of the Gods Age of Storm, Rainbow Riches, and Jackpot Riders, among others.

    There are multiple special deals on offer that are sure to bring the spark back to players’ betting sessions. Gambling enthusiasts who keep on coming back for more at PlayOJO will also be rewarded for their patronage, which will add some zest to their stay.

    Gambling enthusiasts can download the PlayOJO app for either Android or iOS devices or load the website of the casino straight into the browser of their device and thus keep up with their betting session at all times.

  8. LeoVegas Casino

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    Software providers
    More than 30
    Min Deposit
    £10
    Max Withdrawal
    • No limit for card payments
    • £4,000 for PayPal
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    Instant after approval for digital wallets
    • Plenty of bonus incentives
    • A well-known casino brand with multiple accolades
    • A well-balanced portfolio of games
    • Around-the-clock customer support
    • Accessible on the go through downloadable apps
    • Puts a heavy focus on the protection of its users

    Introduced in 2011, LeoVegas is now an online casino with plenty of accolades and a constantly-growing customer base. While being at the casino, players can take a spin at a wild number of fan-favourite slots, fire up multiple table games, including live-dealer ones, or try to get their teeth into a jackpot prize. Among the main reasons why players might be looking forward to their betting session at LeoVegas is that they can have all the games that keep them on the edge of their seats at their fingertips, thanks to the downloadable apps designed for iOS and Android-based devices.

    The operator makes sure to keep the list of the top games updated consistently, and LeoVegas’ users will have lots of new and intriguing games to try their hands at each time they feel like playing. The games players will fund at LeoVegas are brought to them from the portfolios of well-established providers like Red Tiger, Play’n GO, NetEnt, Microgaming, Pragmatic Play, and Quickspin, among others.

    There is so much to do at LeoVegas, not only in terms of games but also when bonuses and special offers are concerned. Players can have full confidence that they will start their betting session on the right foot but can keep up with it the same way.

  9. 888casino

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    Play Now Read Review
    Software providers
    More than 10
    Min Deposit
    £10
    Max Withdrawal
    £30,000 per day
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Three to five days for card payments
    • Up to two days for digital wallets
    • Up to seven days for bank transfer
    • A well-known casino brand with a wealth of experience
    • Extensive list of jackpot games and 888casino-exclusive games
    • Licensed in several jurisdictions
    • Accessible on the go
    • Plenty of special incentives and a loyalty club
    • Does not charge extra fees on payments

    Without a doubt, 888casino has become a household name in the UK, and the multi-product betting platform does not cease to attract players from many other parts of the globe. The operator argues that the platform is among the best for players from the country who are given access to, and 888casino fares exceptionally well against its rivals in a number of departments, including bonuses, game variety, and mobile play, among others.

    With hundreds of titles to pick and choose from, avid casino fans will be in for a treat no matter whether classics like baccarat, roulette, and blackjack or slots, live games, or jackpot games are what they are most into.

    The casino ranks among the heavyweights also in terms of special deals, and for this reason, players should always keep up with the offers they can trigger, depending on how long they have been present at 888casino.

    Mobile play is something some of 888casino’s rivals suffer with, but this is not the case with the operator. Registered users of the casino are given unlimited access to the line-up of games anytime and anywhere, thanks to the downloadable apps or simply by using its mobile version.

  10. Casino Classic

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    Software providers
    2
    Min Deposit
    £10
    Max Withdrawal
    £4,000 per day
    Deposit Methods
    Withdrawal Methods
    Withdrawal Time
    • Card payments - up to three days
    • Digital wallets - one to three days
    • Bank transfers - up to 10 days
    • Has seals of approval from the UK Gambling Commission and the Malta Gaming Authority
    • Uses SSL encryption
    • Top-quality welcome bonus
    • Substantial range of jackpot games and slots
    • Around-the-clock support
    • Fully mobile optimised

    If players want to enjoy a classic casino experience, what better place to enjoy such than Casino Classic. It is among the Microgaming-powered online casinos with the longest presence on the online gambling scene as it started operating in 2000.

    Browsing through Casino Classic’s portfolio might become quite tiresome, which comes as no surprise considering that players can decide between more than 500 titles. The assortment of games players will access upon registration at the casino is indeed large, and Casino Classic does not disappoint, no matter whether players are enthusiastic about slots, table games, jackpot games, or live games. Avid slot fans are spoiled for choice, and some of the titles they are sure to enjoy include Avalon, Book of Atem, Bridesmaids, Deco Diamonds, Game of Thrones, and Fruit Fiesta, to name a few.

    The sign-up deal is the very first thing that will appear before players’ eyes once they load the casino’s website, and it is indeed a tempting offer. If they have any questions about it or other aspects of their betting session, players should get in touch straight with the support team via email or through the live chat, without paying attention to the time.

Credit Card vs Debit Card as Casino Payment Method

Both credit and debit cards are equally convenient, secure and time-efficient to use as a casino deposit method. But what is the difference between the two? The chief difference lies in where the money is pulled from. When a given player deposits via a debit card, the money is transferred directly from their banking account, while those, who use credit cards will have the funds charged to their line of credit. Thus, players who deposit with their debit cards may transfer only the funds they have readily available in their bank accounts. Using a debit card certainly enables players to keep tabs on the amount they spend playing online.

Credit cards, on the other hand, allow players to “borrow” the funds they transfer to their casino accounts, so to speak. However, they are expected to pay the funds off later on. This can be done right after they carry out the transaction. Paying over time is also an option, but in this case, an interest is involved.

Which one of the two types of cards players choose to use is a matter of personal preference. If you experience difficulties in deciding between credit and debit cards as a deposit method, the following article may prove to be helpful.

Watch Credit and Debit Cards Video

Credit and Debit Cards Registration Process

It is important for players to ensure that the payment processor they prefer is accepted at the online casino that meets their requirements in terms of game variety and bonuses. Luckily, gambling enthusiasts will have many choices while looking for an online casino that processes payments via debit cards, as they are one of the most widely available deposit and withdrawal methods.

Making payments to and from online casinos using your debit card is as easy as can be, and the time efficiency of the payment method makes it all the more appealing for players. Let’s take a look at the steps gambling aficionados need to follow while executing payments through their debit card.

  1. Debit cards are the most popular payment method for transactions to and from online casinos by a large margin, and Visa, Mastercard, and American Express are among the most commonly used card brands.

    As soon as players register for an account and go through the required verification, they should head over the casino’s banking page. There, they need to click or tap on card payments.
    Credit and Debit Cards Registration Process 1

  2. After gambling enthusiasts pick the debit card brand they prefer to use, they will be prompted to key in some additional information, including its number, CVV code, and expiry date, among others.
    Credit and Debit Cards Registration Process 2
  3. Next, players need to decide what amount they wish to add to the balance of their gaming accounts. It is important to note that the minimums and maximums for deposits via debit cards vary wildly between the online casinos that accept the method, and for this reason, it is advisable to look into this ahead of time. Whether additional fees are applied is one more thing gambling enthusiasts need to follow up.
    Credit and Debit Cards Registration Process 3
  4. After gambling enthusiasts click on the deposit button, the preferred amount will be instantly credited to their balance, and they can start using their funds to play the games they enjoy.

Debit Card Registration Process FAQ

Is it safe to use my debit card for casino deposits and withdrawals?

Many players tend to sidestep debit cards during their online betting session because they fear that their banking details might get into the wrong hands. In spite of the fact that they will be required to provide their card information while adding funds to their accounts or withdrawing their winnings, players should not lose sleep about the safety of their banking details if the casino they have chosen is fair and properly regulated.

If the online casino is a proponent of fair practices, players can be sure that their details will be encrypted. To add an extra layer of safety to their payments, avid casino fans can also make use of two-factor authentication.

Can debit cards be used for deposits and withdrawals?

In most cases, avid casino fans who have loaded their accounts with cash using their debit card will have the opportunity to cash out their winnings using the same method. Still, this might not be necessarily the case, and if card payments do not double as a cashout option, in most cases, players might need to use bank transfers.

Are there any fees card payments?

Whether avid casino fans need to pay extra charges when making payments through their debit card only depends on the casino of their choice. For the most part, online casinos are not in the habit of adding extra charges to card payments, but there are still online casinos where deposits and cashouts via debit cards are not fee-free. In most cases, the fees charged are a pre-set percentage of the deposit amount.

How long does it take for deposits and withdrawals to be processed?

The speed at which deposits and withdrawals via debit cards are completed is casino-specific. The process of making a deposit usually takes just a few minutes, whereas cashing out can take three business days or more in some instances.

What should I do if I have any issues depositing with my debit card?

If players have any issues while making payments via their debit card, they should instantly get in touch with the customer support hosts of the casino. Using the live chat of your casino of choice is an ultrafast way of contacting the support hosts, but online casinos also offer assistance via email and over the phone.

Which Brands of Cards are Accepted?

As this is one of the most widespread methods to boost your online casino balance, web-based gambling providers have adopted a variety of card brands. Below, you will find more detailed information on some of the brands, accepted by the majority of established web-based gambling operators.

Mastercard

Players, who own a card with the Mastercard logo on top will hardly experience difficulties in finding an online casino to play at. Mastercard is accepted in over 180 countries around the world and allows for safe and convenient payments, processed in a matter of minutes. Players, who wish to have a Mastercard issued can opt for a credit, debit or prepaid card, depending on their preferences.

One important thing to keep in mind is that some online casinos accept only deposits via Mastercard, so players would have to look for an alternative withdrawal method. However, many players opt for using Mastercard because most reputable gambling providers do not charge fees on transactions carried out with this method and some even offer reload bonuses for Mastercard deposits.

Visa

Along with Mastercard, Visa has become a standard method to deposit at hundreds of online casinos. There are thousands of financial institutions worldwide that are licensed to issue Visa cards to their customers. Additionally, there is a variety of products to choose from – you can apply for a Visa debit or credit card, but prepaid and virtual cards are also an option. Most players opt for using Visa cards as a deposit method, because of the exceptional security and time-efficiency they offer.

What is more, the majority of online casinos accept Visa cards for both deposits and withdrawals which certainly adds to their convenience. Acquiring a Visa card is easy as all one needs to do is contact their banking institution, ask for the type of Visa cards they have on offer, and apply for the one they find most suitable.

Maestro

Owned by Mastercard, Maestro offers the same level of security and convenience and is widely popular among online casino players seeking to boost their balance in a prompt and safe manner. Maestro offers two types of cards. The first one is a standard debit card which is linked to players’ checking accounts at their bank, while the second one is a rechargeable, prepaid card.

Maestro cards are especially popular among European players and can be used to deposit funds and cash out winnings should the policy of the given online casino allow for Maestro withdrawals.

Diners Club International

Owned by Mastercard’s affiliate Discover Financial, Diners Club International is yet another credit card service, which enables players to deposit funds into their casino accounts instantly. Being a credit card, it allows one to deposit now and pay off later on. There is one major difference between Diners Club and other brands of credit cards, though – Diners Club credit cards require players to pay off the balance each month. To a great extent, this works to players’ advantage as it sets some sort of a limit and prevents them from accumulating too much credit and paying off at increased interest rates.

Yet, players from certain countries, like the United States, may not be able to use this brand of credit card to fund their accounts or cash out their winnings. Their transactions may be denied since financial institutions and credit card companies in the States utilise a special coding system to identify online gambling charges and block transactions to and from online casinos.

American Express

American Express ranks among the most recognisable credit card brands in the world. This brand is more suitable for high-rollers as its credit products generally have higher credit scores than those of other cards.

American Express offers a wide range of charge, credit and prepaid cards. While many web-based casinos accept American Express cards as a payment method, it is worth mentioning, the brand is not suitable for US players as some of them experience issues and have their American Express deposits rejected by banking institutions.

credit and debit cards

Depositing at Online Casinos with Credit/Debit Card

Depositing at online casinos via credit or debit cards works the same way, regardless of the brand of card one uses. If you do not have a credit or debit card, you can visit your banking institution and apply for one – the process typically requires a week or two.

Once you have acquired your debit or credit card, you simply need to log into your existing casino account and visit the Cashier section, where you will likely see Visa, Mastercard, and Maestro listed among the deposit methods. Once you select your brand of card, you are required to fill in its number, your name, the expiration date, and the 3-digit safety code written at the back. Of course, the sum you wish to deposit also needs to be specified before you verify and confirm the transaction. The money will be readily available in your casino account in an instant so you can start playing right away.

In many cases, established online casino operators do not charge their players for deposits carried out via credit or debit cards. Despite that, players may be charged with a fee for the transaction by their banking institution, so it is advisable to contact one’s bank for further information.

Withdrawals with Credit/Debit Cards

Credit and debit cards can be conveniently used to withdraw money from one’s casino account. Again, players are expected to enter their cards’ number and expiration date, their names and the safety CVC or CVV number at the back. Do have in mind that, unlike deposits, withdrawals are not processed immediately and require several business days to complete. The exact number of days players will have to wait for the money to reach their bank accounts varies from one online casino to another.

And one more thing to take into account – before you initiate a deposit with Mastercard, American Express, or Diners Club International, make sure your online casino supports it as a withdrawal method as well.

online casino deposit credit card

Fees and Limits

Adding funds to your gaming account via your debit card is in no way different than paying for services and goods, which means that the company that provides payment service will impose a fee on the transaction. While some operators choose to cover these additional costs, others require their customers to pay these additional charges. If players have stumbled upon an online casino that does not cover the service charges, the amount they might be required to pay is occasionally around 2-3% of the deposited amount.

The deposit and withdrawal minimums and maximums are also among the things avid casino fans should pay enough attention to before they pick a payment processor. Among the biggest strengths of the payment method are its rather liberal transaction limits, as in most occasions, the deposits and withdrawal minimums stand at £10. Although it is relatively easy to point an amount at which deposits and cashouts typically start, specifying the ceiling on the amount players can deposit or cashout is rather difficult as it differs considerably among operators.

Credit and Debit Cards Fees and Limits
Gambling Deposit FeeDepends on the casino
Gambling Withdrawal FeeDepends on the casino
Bank Account Deposit FeeN/A
Bank Account Withdrawal FeeN/A
Credit/Debit Card Deposit FeeN/A
Credit/Debit Card Withdrawal FeeN/A
Maintenance FeeDepends on the company

Processing Times

One of the most important criteria on which gambling enthusiasts should base their choice of payment processor to execute their deposits and cashouts are the processing times. Long delays are the last thing players can complain about while using their debit cards to add or remove funds from their accounts.

When topping up their accounts, avid casino fans should not sit in on their betting session because they have run out of funds, as the preferred amount will be instantly credited to their accounts. When cashouts are concerned, card payments have a slightly slower transaction speed, and players should not forget that all requests first need to be approved by the casino representatives.

After this happens, it might take one to three working days until their winnings are accessible in the balance of their debit card. How long gambling enthusiasts need to wait until their funds reach the balance of their debit card is casino-specific, and because of this, players should investigate this in advance.

Credit and Debit Cards Processing Times
Gambling Deposit TimeInstant
Gambling Withdrawal TimeThree to five days
Bank Account Deposit TimeN/A
Bank Account Withdrawal TimeN/A
Credit/Debit Card Deposit TimeN/A
Credit/Debit Card Withdrawal TimeN/A

Security

Some players are reluctant to use their cards for deposits at online casinos because they are required to reveal some personal and financial information in the process. If you choose to play at a reputable and established online casino, however, you can rest assured the information you share is in good hands.

All renowned and legitimate casino operators use special SSL encryption to encode transactions and prevent unauthorised third parties from gaining access to players’ sensitive information. Besides, if you are using a credit card and your details have been compromised, you can claim back the fraudulent spending from your banking institution or credit card provider.

Advantages of Using Credit/Debit Cards

There are plenty of reasons why casino players prefer to use credit or debit cards as their payment method. First of all, this payment solution is widely accepted by hundreds of online gambling providers, so one will certainly not experience difficulties in finding a casino to play in.

Processing a deposit via a credit or debit card is quite simple and the procedure takes only a few minutes to complete. Typically, the transaction is very swift, so you will be able to start playing for real money right away.

In addition, when using a credit card, you can transfer a deposit even if you do not have the amount in your bank account. Besides, many online casinos reward players with reload match bonuses each time they deposit with their credit or debit card.

Disadvantages of Using Credit/Debit Cards

One of the biggest disadvantages players from certain countries are faced with is that some financial institutions do not allow payments to be made to online casinos. Of course, it all depends on whether or not online gambling is legal in your country of residence – if it is, you are unlikely to face this issue.

Sometimes, players who deposit with Mastercard or Diners Club International may have to look for alternative payment solution to cash out their winnings as some casinos do not accept these cards for withdrawals.

One of the biggest disadvantages, when one uses a credit card to play online, is the risk of overspending as one practically uses “borrowed” money. Needless to say, debit cards are a more suitable option as they enable players to keep track on their spendings and have a specific limit – one can only spend the amount they have in their checking account.

credit card security

Credit and Debit Cards Alternatives

Nowadays, depositing and withdrawing funds is extraordinarily easy thanks to the wide range of other payment processors that casino operators accept. Operators take extra measures to ensure that their users can deposit funds easily and quickly, without having to worry about their funds’ safety. If players are looking for a new payment method to employ or they do not feel like using their debit card, for one reason or another, these methods might function efficiently for casino deposits and cashouts.

  1. PayPal

    PayPal logoPayPal has been a payment processor of choice for millions of people when shopping, sending, or receiving money for more than two decades, and it is easy to see why. The digital wallet might turn out to be a great choice for avid casino fans who believe that deposits and cashouts should be simple and time-efficient.

    The payment services the digital wallet offers are designed to fit the everyday life of users, and transactions to and from their online casino of choice are sure to be a walk in the park. If players choose to use the digital wallet, they will skip entering their banking details each time they want to add funds to their gaming accounts or when they have enjoyed a lucrative betting session and want to cash out their winnings.

    Gambling enthusiasts can register for an account in next to no time after they provide their email address, name, and add their bank account or debit card. After they add funds to their PayPal account, avid casino fans will be good to go to make payments easily and securely.

    The wallet securely stores the banking information players will provide, and while transferring funds from its balance to the balance of their gaming account, they will not be required to expose any of their details. How fast deposits and cashouts are is also worth mentioning, and payments to online casinos take no time to complete. Withdrawals also do not take too long, as occasionally, they are completed within a couple of hours.

  2. Boku

    Boku logoBoku is a payment solution players might prefer to utilise if they are ill at ease when the time to provide their card details comes. The company can collect payments through mobile wallets and carrier billing and is among the most preferred payment methods by players from the UK. If players’ privacy and anonymity are a top priority for them, Boku is sure to live up to their requirements.

    Boku takes the headache out of casino deposits as players can wrap up their payments straight from their mobile phones without creating any accounts before that. Instead, they should enter the amount they want to add to their accounts, authorise the payment, and get charged on their monthly phone bill. Bokus is not only user-friendly but secure as there is no need to enter any of their banking or debit card information on the website of the casino, which further adds to the appeal of the payment processor.

    While making payments through Boku, gambling enthusiasts can instantaneously start playing all games they might enjoy, as the preferred amount will be credited to their balance on the spot.

    Boku’s biggest drawback, however, is that gambling enthusiasts can only make use of it when adding funds to their gaming accounts, and not when the time comes to cash out their winnings. Another thing avid casino fans should consider about the payment method is that usually, the deposit maximums tend to be significantly lower than the ones of the other payment processors they might be allowed to use.

  3. Paysafecard

    Paysafecard logoPaysafecard is a banking solution that might be ideal for gambling enthusiasts who are worried about their privacy or those who want to ensure that they will go over their budget. The payment method is based on vouchers with a 16-digit PIN code, and was introduced for the first time in 2000. It works independently from debit cards and bank accounts, which makes it a great choice for security-conscious players.

    Making payments through Paysafecard is possible not only through the prepaid vouchers, and if gambling enthusiasts want to enjoy great freedom, they can register for an account. The benefits of creating a Paysafecard account are plenty, and first and foremost, players will benefit from higher deposit maximums. Additionally, they will be able to complete their payments at the website of their online casino of choice only by using their login details, which will result in greater safety.

    With Paysafecard, players can not only deposit easily but also immediately start placing real-money bets since the desired amount will be added to their account balance without delay. It is only natural that players want to make sure that their winnings will be released from the balance of their gaming accounts as swiftly as possible. Paysafecard is sure to respond to this requirement, but they should be aware that using the payment processor to withdraw their winnings will only be possible if they have created an account.

  4. Skrill

    Skrill logoLoved for its lightning-fast payments, reliability, and great acceptance rate, Skrill is another worthwhile banking solution. It is one of the most commonly used payment methods not only by players from the UK but from a number of other jurisdictions, and it is easy to see why it is such a success.

    The digital wallet allows players to store money separately from their bank account, and make payments to and from online casinos quickly and with the full peace of mind that their anonymity is guaranteed. It is a popular alternative to card payments because of its wide availability across online casinos and because the digital wallet provides gambling enthusiasts with a fast, convenient, and safe way to transfer money over the Internet.

    While playing at a Skrill-friendly online casino, players do not need to expose any of their banking details during the depositing or withdrawing processes, and since players’ payments will be wrapped up on the website of a third-party, their banking details will remain confidential.

    Skrill offers an easy sign-up processAndroid and iOS-based devices.

  5. Neteller

    Neteller logoAnother preeminent digital wallet many players choose to utilise during their online betting session is Neteller. Ever since it was launched in 1999, Neteller has been a top choice for users because the digital wallet offers time efficiency, security, and convenience few other methods can match.

    Registering for a Neteller account takes less than a minute, and after players are ready, they can make deposits and withdrawals at a great range of online casinos. Deposits via the digital wallet are generally instantaneous, but when gambling enthusiasts want to take their winnings out of their gaming account, the processing times might vary from one online casino to another.

    Naturally, the deposit and withdrawal minimums and maximums will also not be the same, but most of the time, the least amount players can add and remove from their accounts is £10. As it turns out, the digital wallet is a top choice for many players, high-stakes players included because typically, the transaction limits are considerably higher.

    It is also worth noting that most casino operators prefer not to charge additional fees on payments executed via the digital wallet. Another great benefit of using Neteller for casino deposits and withdrawals that should be highlighted is that it eliminates the need to share any of their banking details with the casino.

Conclusion

Credit and debit cards are among the most popular ways to boost one’s casino balance and are accepted by hundreds of web-based gambling providers. Players, who deposit with cards are often awarded reload bonuses, but the biggest benefit of using this payment solution is its time efficiency and convenience as deposits via credit or debits cards are processed immediately.

Prior to initiating a credit/debit card deposit, players are recommended to become better acquainted with their country’s laws in regard to online gambling. Some banking institutions may decline processing transactions to and from online gambling websites if playing at web-based casinos is illegal in their jurisdiction.

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Credit and Debit Card
Average rating:  
 5 reviews
Paul Willis
Jul 21, 2017
 by Paul Willis

I prefer using my credit card when I play in online casinos because otherwise, I will need to look for some other payment service I’m not quite familiar with. I use the same credit card for shopping and for gambling, but I’ve set my credit limit a little bit lower, so I don’t overspend unintentionally. For utility bills and other payments, I have a separate card and I would advise other players to do the same. Also, casinos never charge me for deposits or withdrawals. On the contrary, they usually offer me reload bonuses, which is great because I can play with more than I’ve actually invested. Of course, I need to pay some annual fees, but they are insignificant really when I compare them to the benefits I get from using my credit card.

Bradley Dyer
Jul 17, 2017
 by Bradley Dyer

I have always used my credit card for depositing at online casinos because it’s fast, safe, and it works every single time. Or so I thought. Last week, I find a new gambling site, which looked really fantastic, so I registered and once I received the verification email, I decided to make a deposit. They had a great welcome package for new players – 200% match bonus, plus free spins, but I had to make a real money deposit, in order to receive it. So, I opened the cashier page and entered my card details in the respective fields, but nothing happened. My card wasn’t accepted, although it should have been. I waited for several minutes, repeated the procedure, and again, nothing. I checked all entered data, as well as all the information I found on the casino site – they claimed they accepted payments with this brand of cards. I called the support, but they were not able to assist me, so I’m really disappointed because this casino is one of highest rated on the Internet right now.

Nancy Newman
Jul 16, 2017
 by Nancy Newman

I have a credit card, which I use for everything from shopping online to paying my phone bills. But when I want to play for real money in an online casino, I always use my debit card, because I know I’m spending my money, not borrowed funds, which I will have to pay back later. For most people, having a debit card is like purchasing a prepaid card, but they are, in fact, two very different things. I can deposit into online casinos with both, but withdrawals can be transferred only to debit cards. The transaction is usually completed within 3 or 4 days and then, I can withdraw my money easily from the nearest ATM.

Leonard Edwards
Jul 10, 2017
 by Leonard Edwards

Gambling sites almost always offer some bonuses when you make a deposit with a debit or credit card. This is why I always deposit through my credit card instead of using some other methods like electronic bank transfers or e-wallets, which only make you share your banking information with third parties. I simply prefer paying directly with a credit card. It’s completely safe, it’s fast, and there are rarely any fees for processing a deposit or a withdrawal to a card. Once, a casino had a 2.5% processing fee for withdrawals and they overcharged me, asking me to pay £40 for a £300 withdrawal – more than 10% of the sum. I immediately contacted the customer support and I had to wait for almost a week until the issue was resolved. Apart from that misunderstanding, I’ve never had any problems.

Nancy Newman
Jul 10, 2017
 by Nancy Newman

I have a credit card, which I use for everything from shopping online to paying my phone bills. But when I want to play for real money in an online casino, I always use my debit card, because I know I’m spending my money, not borrowed funds, which I will have to pay back later. For most people, having a debit card is like purchasing a prepaid card, but they are, in fact, two very different things. I can deposit into online casinos with both, but withdrawals can be transferred only to debit cards. The transaction is usually completed within 3 or 4 days and then, I can withdraw my money easily from the nearest ATM.